A complete list of active advisors currently associated with Kilcullin Financial Life Planning, LLC

Warmer can help you find a great advisor at Kilcullin Financial Life Planning, LLC or one who fits your needs even better.

Kilcullin Financial Life Planning provides financial planning and investment consultation to individual clients and families across a range of wealth levels. The firm’s services include retirement and college funding analysis, cash flow and debt management, risk and estate planning, investment consultation, and assistance coordinating implementation with other professional advisors and held‑away accounts. Investment recommendations are based on fundamental analysis and portfolio construction using Modern Portfolio Theory, emphasizing diversified, tax‑efficient, low‑cost mutual funds, ETFs, and fixed‑income holdings with periodic rebalancing. Portfolio management is provided on a nondiscretionary basis, requiring client pre‑approval for investment decisions so clients retain final authority over trades and implementation. Compared with many independent advisers, the firm manages most reportable client assets nondiscretionarily and also offers periodic complimentary educational seminars and workshops—features that are relatively uncommon among peers. The firm’s practice emphasizes client control, education, and coordination with outside professionals rather than discretionary trading or performance‑based arrangements.

To learn more about the advisors currently working at Kilcullin Financial Life Planning, LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name	Location	Years of experience
Lesley Kilcullin	Moscow Mills, MO	14

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