Kinkelaar & Associates
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
This total excludes 5 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
84
55% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
84
Very HighAverage account size
$0
About
Kinkelaar & Associates serves individuals, trusts, estates, and small businesses, providing fee-only financial planning and investment advisory services through hourly project engagements and fixed-fee arrangements. The firm also conducts educational workshops and programs on financial and small-business topics, which are offered periodically and sometimes provided pro bono or through sponsors.
The firm’s investment approach emphasizes fundamental analysis and the principles of Modern Portfolio Theory to establish strategic asset allocations, typically recommending low-cost mutual funds and ETFs and periodic rebalancing. Advice is delivered on a non-discretionary basis: clients receive specific recommendations but retain final implementation authority and the firm does not provide continuous account monitoring.
Compared with many independent peers, the firm’s combination of serving business clients and routinely offering group educational programs is uncommon for a small advisory practice. It also differs by not charging percentage-of-assets or performance-based fees, not accepting commissions, and not taking custody of client assets, relying solely on client-paid hourly or fixed fees.
Client services
Financial planning
Educational seminars or workshops
Small business consulting
Expertise
General tax planning
Cash flow / budgeting
Fee options
Fixed fees may be charged for some engagements or educational workshops; based on hourly rate and estimated time.
$230 per hour
Fee-only: Hourly fee of $230 per hour; fixed fees based on hourly rate; some educational workshops may be pro bono or charged a fixed fee.
Main office location
Kinkelaar & Associates
125 South Wacker Drive, Suite 300
Chicago IL 60606, United States
Number of offices
2
Most active in
Kinkelaar & Associates has reported serving >5 clients in these states in the last 12 months.
Illinois · Ohio
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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