Kinloch Capital, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Kinloch Capital is an independent advisory firm that provides discretionary asset management and financial planning to individuals, families, trusts, non‑profit organizations, pensions and businesses, serving both non‑high‑net‑worth and high‑net‑worth clients. The firm manages approximately $301.1 million on a discretionary basis and offers in‑house financial planning, retirement‑plan rollover advice, and divorce planning delivered by a CDFA‑designated representative.
The firm employs proprietary model portfolios and a dynamic, technically driven approach rather than fixed allocations; published strategies include an income‑oriented dividend‑stock sleeve (“Deep Blue”), a sector‑rotation ETF strategy, and a Tactical Balanced model that shifts between equities and short‑term bonds. Most client accounts are managed on a discretionary basis, and the firm uses a third‑party platform (Pontera) to review and rebalance held‑away defined‑contribution participant accounts.
Distinctively, Kinloch Capital serves pooled investment vehicles and acts as a private‑fund adviser and occasional fund sponsor/syndicator, operating single‑purpose private real‑estate investment entities managed by a firm principal; those private placements are limited to accredited investors and the firm discloses related conflicts and restrictions on discretionary recommendations. The brochure also discloses material operational affiliations and arrangements — an affiliated planning firm, a wholly‑owned coaching subsidiary (SmartHER), and a custodian loan with an $80 million Schwab AUM covenant — that clients should consider when evaluating custody, referrals, and potential conflicts.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Fixed fees for asset management possible in special circumstances; fees negotiable
$0 - $500,000: 2.00% $500,001 - $750,000: 1.50% $750,001 - $1,000,000: 1.25% $1,000,001 - $2,000,000: 1.00% $2,000,001 - $5,000,000: 0.85% $5,000,001 - $10,000,000: 0.65% $10,000,001 - $25,000,000: 0.50% Over $25,000,000+: 0.35%
Up to $250 per hour for financial planning and divorce planning; fees negotiable
Fee-only: Up to $250 per hour for financial planning and divorce planning; fees negotiable
Main office
4801 Cox Road, Suite 200
Glen Allen VA 23060
Advisors at this office
3
Most active in
Texas · Virginia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Jennifer B
Series 63
Glen Allen, VA
Kinloch Capital, LLC
Jennifer Berdell is a financial advisor at Kinloch Capital, LLC with 27 years of industry experience. She holds a Series 63 designation and has worked at Kinloch Capital since 2019. Prior to that, she spent a decade with Bank of America and Merrill Lynch. Kinloch Capital advises individuals, trusts, non-profits, pensions, and businesses, offering discretionary asset management, financial planning, and divorce planning services. The firm employs proprietary model portfolios and a dynamic allocation process focused on tax efficiency and low-cost investment vehicles.
Peter W
Series 63, Series 65
Glen Allen, VA
Kinloch Capital, LLC
Peter Walls is a financial advisor at Kinloch Capital, LLC in Glen Allen, VA, holding Series 63 and Series 65 licenses with 27 years of industry experience. He has worked at Bank of America and Merrill Lynch from 2009 to 2019 before joining Kinloch Capital in 2019. Kinloch Capital advises individuals, trusts, non-profits, pensions, and businesses, focusing on discretionary asset management, financial planning, and divorce planning services. The firm employs a dynamic, technically driven investment approach using proprietary model portfolios and emphasizes tax efficiency and low-cost investment vehicles.
Bailey T
CFP®, Series 66
Glen Allen, VA
Kinloch Capital, LLC
Bailey Thornton is a CFP® and holds a Series 66 license, with seven years of industry experience. He has worked at Kinloch Capital, LLC since 2023, following five years at Davenport & Company and two years at Harris Williams & Company. Kinloch Capital, LLC advises individuals, trusts, non-profits, pensions, and businesses, offering discretionary asset management, financial planning, and divorce planning services. The firm employs a technically driven allocation process using proprietary model portfolios and emphasizes tax-efficient, low-cost investment vehicles.
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