Kinstead Wealth Management LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Kinstead Wealth Management LLC is a newly formed, state‑registered investment adviser that offers discretionary portfolio management for individual investors alongside financial planning and consulting services. The firm also provides retirement plan consulting for qualified plans, including both ERISA 3(21) advisory support and the option to serve as a discretionary 3(38) investment manager, and offers participant education and enrollment assistance.
The firm describes an investment process that begins with documented client objectives, time horizon and risk tolerance and applies fundamental and technical analysis to construct client‑specific asset allocations; strategies may include long‑ and short‑term holdings, option writing, the use of derivatives and margin where authorized. Financial planning and consulting are delivered as project engagements and the brochure discloses the use of hourly and fixed‑fee arrangements for planning and related services, with written plans provided for client review and implementation.
Distinctive aspects noted in the brochure include an explicit emphasis on ERISA pension consulting and the stated use of hourly and fixed fees for planning—features that are uncommon among firms in this regulatory category—and an explicit exclusion of private fund advisory activity and certain non‑public or illiquid asset types. The filing is an initial brochure reporting no client assets under management at the time of filing, and the firm discloses that a principal maintains substantial public‑sector investment responsibilities and a secondary RIA registration that is intended to be wound down as Kinstead becomes fully operational.
Client services
Expertise
Occupation focus
Fee options
$0 - $1,000,000: 1.75% Over $1,000,000+: 1.50%
$200 per hour for financial planning and updates
Main office
Santa Rosa CA
Advisors at this office
3
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Peter C
Santa Rosa, CA
Kinstead Wealth Management LLC
Peter Chang is affiliated with Kinstead Wealth Management LLC and has over 46 years of combined experience in business and banking, including 14 years at Royal Business Bank and 32 years at Sunshine Paper. He began his current role at Kinstead Wealth Management in 2026. Kinstead Wealth Management LLC is a state-registered investment adviser providing discretionary portfolio management, financial planning, and retirement plan consulting services. The firm emphasizes ERISA pension consulting and offers planning services through hourly and fixed-fee arrangements.
William C
CFA®, Series 63, Series 65
Santa Rosa, CA
Kinstead Wealth Management LLC
William Chau is a financial advisor at Kinstead Wealth Management LLC in Santa Rosa, CA. He holds the CFA® designation along with Series 63 and Series 65 licenses. Chau has experience working at Hyundai Capital America since 2014 and joined Kinstead Wealth Management in 2026. Kinstead Wealth Management LLC provides discretionary portfolio management, financial planning, and consulting services for individual investors. The firm also offers retirement plan consulting, including ERISA 3(21) advisory support and discretionary 3(38) investment management, with an investment approach that incorporates client objectives, fundamental and technical analysis, and a variety of strategies including options and derivatives.
Paul C
Santa Rosa, CA
Kinstead Wealth Management LLC
Paul Cocking is affiliated with Kinstead Wealth Management LLC in Santa Rosa, CA. He has one year of experience as a financial advisor and previously worked for the County of Sonoma for four years before retiring in 2019. Kinstead Wealth Management LLC is a state-registered investment adviser that provides discretionary portfolio management, financial planning, and retirement plan consulting services. The firm focuses on customized client asset allocation using fundamental and technical analysis and offers ERISA pension consulting along with employee participant education.
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