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Kirwin Financial LLC

Updated today

Client AUM

$1,606,581

Clients

9

Advisors

1

of 1 employees

About

Kirwin Financial LLC serves individual and family clients with a mix of project-based financial planning and ongoing advisory services, including comprehensive plans, cash‑flow and debt management, business planning, estate and tax planning, and college‑savings roadmaps. The firm operates on a fee‑only basis and coordinates with outside professionals when clients need implementation support.

The firm’s investment approach emphasizes strategic asset allocation and passive management, using index mutual funds and ETFs within portfolios constructed under Modern Portfolio Theory and documented investment policy statements. For discretionary portfolio implementation the firm commonly uses a third‑party manager to run model allocations, and it ties continuous advisory relationships to the completion of a comprehensive financial plan.

Compared with many small independent advisers, Kirwin Financial offers public educational workshops and speaking engagements that are explicitly educational and do not provide individualized advice to attendees. The firm also highlights college‑planning services (including a college funding roadmap and temporary access to college‑funding software aimed at college‑bound students) and provides quarterly electronic reports and itemized billing as part of its ongoing service model.

Client services

Financial planning Portfolio management Selection of other advisers Educational seminars or workshops

Expertise

College savings (529s, UTMA, etc.) Cash flow / budgeting Debt management General estate planning guidance General retirement planning

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Fee options

Percentage

$0 - $250,000: 1.20% $250,001 - $700,000: 1.00% $700,001 - $2,500,000: 0.50% $2,500,001+: 0.25%

Project-based

$275 per hour for project-based and continuous financial planning services

Other

Minimum fee: Minimum annual fee of $3,500 for Continuous Financial Planning and Investment Management Fee-only: Fees for financial planning services based on hourly rate of $275/hour, negotiable estimates given per project

Main office

371 NE Gilman Blvd, Suite 160

Issaquah WA 98027

Advisors at this office

1

Most active in

Washington

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

Jessica K

CFP®

Issaquah, WA

Kirwin Financial LLC

In my mid-20s, I was making big financial decisions – rolling over a 401(k) after leaving a corporate job, deferring student loans before joining the Peace Corps, and figuring out how to invest while living abroad. Each challenge pushed me to learn more, and I realized I genuinely enjoyed making sense of money. But as my husband and I navigated major milestones – marriage, home buying, career shifts – we had a hard time finding financial advice that was clear, practical, and truly in our best interest. That’s when I knew: financial planning shouldn’t feel like guesswork. I became a CERTIFIED FINANCIAL PLANNER™ to help professionals in their 30s and 40s gain clarity and confidence in their financial decisions. I founded Kirwin Financial because there simply weren’t enough fee-only planners serving people who are growing their families, careers, and wealth. Today, I help couples align their money with their life goals – whether it’s buying a home, preparing for a new baby, or planning for financial independence. I offer unbiased, fee-only financial planning, meaning I work in your best interest – no commissions, no product sales, just expert guidance tailored to your life. A comprehensive plan typically costs $3,375, with billing based solely on the time spent at a rate of $275 per hour. You don’t have to figure this out alone. Let’s build a financial plan that fits your life, your goals, and your future. Get started here: https://calendly.com/kirwinfinancial/15min

General retirement planning Married/Couples/Partners Gen Y/Millennials (Born 1980-1995)
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