Kirz, Paul H
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About
Paul H. Kirz provides financial planning and investment advice to individuals, small businesses, and non-profit organizations, covering retirement, estate, insurance, tax, long-term care, and college financing. Investment advice may encompass stocks, bonds, real estate, mutual funds, annuities, commodities, and options.
He tailors services to each client’s needs and typically recommends diversified portfolios that emphasize no-load, low-cost index mutual funds and exchange-traded funds while acknowledging market, interest-rate, and other investment risks. Accounts are reviewed periodically, he accepts discretionary trading authority with a signed power of attorney but does not have custody of client assets, and he communicates results to clients on a regular basis.
Kirz is a retired board-certified orthopedic surgeon who also holds CFP and enrolled agent credentials, combining medical, financial planning, and tax expertise in a solo practice. The adviser operates on a fee-only planning model, has no material affiliations with broker-dealers or product sponsors, and works with small business and non-profit clients — client types that are less common among small independent advisers.
Client services
Expertise
Occupation focus
Fee options
$600/hour
Account minimum: $500,000 Minimum fee: Initial retainer fee of $7,000; clients asked to maintain a residual balance above $2,000 in the account Fee-only: Hourly fee of $600/hour, negotiable
Main office
Brea CA
Advisors at this office
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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