Klaren Capital

Klaren Capital provides financial planning and portfolio management to individuals and high‑net‑worth households, and also accepts a range of institutional clients including pension and profit‑sharing plans, Taft‑Hartley plans, foundations, endowments and certain foreign institutional vehicles. The firm manages roughly $13.5 million across about 38 client accounts and offers both discretionary and non‑discretionary advisory engagements plus modular financial planning and consulting.

The firm uses a proprietary quantitative risk‑management framework and a long‑term market‑timing approach to adjust portfolio exposure, implementing model asset allocations primarily with ETFs and, as needed, mutual funds, individual securities, bonds, leveraged/inverse ETFs and equity/index options. Client risk profiling is facilitated by an IPS and Morningstar‑provided questionnaires, clients are placed in one of several SMA model portfolios (including a Hedged Global Macro trading program), and the firm provides ongoing monitoring and rebalancing while briefing clients on the additional risks of options and leverage.

Noteworthy aspects for a small independent adviser include its acceptance of institutional clients and the use of performance‑based incentive arrangements for a specific trading program, together with asset‑weighted composite reporting for model strategies. The firm’s principal is also licensed as a mortgage loan officer and offers mortgage products for which commissions may be earned; the brochure discloses this activity and describes conflict‑mitigation steps such as client choice of providers and written disclosures.