Kleinsmith Resource Management, LLC

Kleinsmith Resource Management serves individual investors and, less commonly, other investment advisers, providing ongoing portfolio management, standalone financial planning, and an integrated investment-and-planning service that combines periodic plan updates with portfolio oversight. The firm prepares an Investment Policy Statement for each client and offers discretionary management to implement those plans.

The adviser uses a mix of analytical approaches — including charting, fundamental, technical, and cyclical analysis — and employs a broad set of strategies from long‑term investing to short‑term trading, short sales, margin transactions, and options writing, which carry higher risk than a typical long‑only approach. KRM generally invests across mutual funds, equities, fixed income, ETFs, REITs, hedge funds, private placements and insurance products, and documents risk tolerance and time horizon in client plans.

Notable distinctions for this small adviser include servicing other investment advisers as clients and managing all assets in‑house rather than selecting third‑party managers, as well as directing clients to a particular custodian and receiving research/soft‑dollar benefits from that custodian. The firm also uses block trading and provides fee billing via direct account deduction, and it integrates quarterly investment updates into its financial planning relationships.