Kline Capital Management LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$27,136,178
Clients
30
33% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
30
HighAverage account size
$904,539
About
Kline Capital Management provides fee-only financial planning, hourly consulting, wealth management, and investment/portfolio management to individual clients and, less commonly for firms of this size, to corporate and pension clients. Services are delivered under written service agreements and include goal-based planning, implementation of investment decisions, and ongoing account monitoring.
The firm’s investment approach centers on goal-based financial planning and strategic asset allocation, typically using index mutual funds and ETFs with periodic rebalancing and the option to use active funds when index options are not available. KCM documents portfolio guidelines in written Investment Policy Statements, manages accounts on both discretionary and non-discretionary bases, and emphasizes tax efficiency and periodic written reporting to clients.
Noteworthy for an independent firm of this size, the managing member maintains several affiliated businesses — including a licensed insurance brokerage, a real estate firm, and a consulting practice — and the brochure discloses that KCM evaluates insurance products and coordinates with clients’ other advisors. The firm also offers services oriented to business clients (including business succession planning) and pension/institutional accounts, and provides regular written portfolio summaries and reports to clients.
Client services
Financial planning
Portfolio management
Newsletters or periodicals
Educational seminars or workshops
Expertise
Equity compensation tax strategy
Business succession planning
Occupation focus
Founder/Business Owner
Fee options
Financial planning fees typically range from $2,500 to $4,000 depending on complexity; business succession planning minimum fee $2,500; individual portions of planning $1,000-$1,500
$0 - $1,000,000: 1.50% $1,000,001 - $2,500,000: 1.25% $2,500,001 - $5,000,000: 1.0% $5,000,001+: 0.80%
$250 per hour
Annual retainer fee negotiated based on assets, complexity, and time involved
Fee-only: Fee-only financial planning, hourly consulting, and wealth management services.
Main office location
Kline Capital Management LLC
540 W. Frontage Road Suite 3315
Northfield IL 60093, United States
Number of offices
1
Most active in
Kline Capital Management LLC has reported serving >5 clients in these states in the last 12 months.
Illinois
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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