Charlotte, NC Office

KMG Fiduciary Partners provides comprehensive wealth management services, including financial planning, consulting and discretionary portfolio management, primarily for individual clients and high-net-worth households. The firm also works with trusts, estates, charitable organizations and business entities, and offers retirement plan consulting to plan sponsors and fiduciaries.

The firm’s investment process combines a strategic asset-allocation framework with a tactical overlay, using a top‑down allocation followed by bottom‑up selection of individual securities and funds. Where appropriate KMG emphasizes direct investments in individual equities and bonds to manage yield, tax consequences and expenses, while also employing low‑cost ETFs, institutional mutual funds and selected independent managers to achieve diversification.

KMG’s brochure highlights features that distinguish it from many peers, including explicit retirement‑plan consulting work for ERISA plan sponsors and operational arrangements such as standing letters of authorization and custodial support from major custodians. The firm also describes formal Investment Committee oversight and ongoing due diligence of independent managers, and notes it does not accept proxy‑voting authority or offer performance‑based fee arrangements.