Koala Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Koala Financial provides investment advisory services to individuals and high-net-worth individuals, and it also offers pension consulting and written financial planning. The firm is structured as a CPA accountancy corporation and discloses that its supervised personnel are licensed to offer insurance, real estate, and mortgage services, while the adviser is affiliated with a law practice.
Koala Financial documents client objectives in individualized Investment Policy Statements and offers discretionary portfolio management across mutual funds, ETFs, REITs and other securities, with a noted preference for Dimensional funds. Its stated investment process draws on multiple methods of analysis (fundamental, quantitative, technical, charting, cyclical, and modern portfolio theory) and includes use of options, margin and short-sale strategies, which entail higher risk.
Distinctive features disclosed in the brochure include the integration of accounting/tax services, an affiliated law firm, an affiliated insurance agency, licensed real estate activity, and explicit pension consulting — features that are uncommon for firms in this regulatory category. The firm’s ADV is newly filed and the brochure reports no assets under management as of the March 2026 calculation, indicating an early-stage advisory practice.
Client services
Expertise
Fee options
$2,500 to $25,000 fixed fee for financial planning
$250,000 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.85% $2,000,001 - $5,000,000: 0.75% $5,000,001 - $10,000,000: 0.60% $10,000,000 - $25,000,000: 0.50% $25,000,001 - AND UP: 0.40%
$250 to $750 per hour
Account minimum: $250,000 (may be waived by KFI in its discretion)
Main office
5012 Central Avenue, Suite J
Bonita CA 91902
Advisors at this office
3
Most active in
California
Also doing business as
Koala Financial · Koala Financial, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Benjamin K
CFP®, PFS™, Series 66
Bonita, CA
Koala Financial
Benjamin Koala is a CFP® and PFS™ with 11 years of experience in financial advisory and related fields. He is the CFO and one-third owner of Koala Financial, where he also manages tax preparation and accounting services. Koala serves as a finance officer in the Air National Guard and holds leadership roles in the Chula Vista Rotary Club, including President of its nonprofit foundation. He is also the owner of Koala Law PC, a law firm providing legal services alongside his financial practice. Koala Financial offers investment advisory services primarily to individuals and high-net-worth clients, incorporating pension consulting and written financial planning. The firm combines accounting, tax, legal, insurance, and real estate services, employing a multifaceted investment approach that includes discretionary portfolio management and various analytical methods.
Bobbi K
Series 63, Series 65
Bonita, CA
Koala Financial
Bobbi Koala is a financial advisor with Koala Financial in Bonita, CA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has held roles at Cetera Wealth Services and Avantax Advisory Services and serves as CEO of Koala Financial, where she also provides accounting and tax preparation services as a Certified Public Accountant. Additionally, she is a licensed real estate agent involved in real estate sales and financing activities. Koala Financial provides investment advisory services to individuals and high-net-worth clients, offering pension consulting and financial planning. The firm integrates accounting, tax, legal, insurance, and real estate services and uses a diversified investment approach including discretionary portfolio management with a preference for Dimensional funds.
Alexander W
Series 66
Bonita, CA
Koala Financial
Alexander Wymore is a financial advisor with Koala Financial in Bonita, CA, holding a Series 66 designation and 11 years of industry experience. He has worked at Koala Financial since 2014 and previously was with Avantax from 2022 to 2025. Outside of advisory services, Wymore is involved with Koala Financial’s accounting and tax preparation business, including bookkeeping and tax planning. Koala Financial provides investment advisory services to individuals and high-net-worth clients, offering pension consulting and written financial planning. The firm integrates accounting, tax, legal, insurance, and real estate services, and employs a multi-method investment process with discretionary portfolio management across various securities.
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