Koda Wealth Management

Koda Wealth Management serves individual and high‑net‑worth clients, providing ongoing portfolio management and standalone financial planning. The firm documents client objectives and risk tolerance in an Investment Policy Statement, seeks discretionary authority for trading, and operates on an asset‑based advisory model commonly used by similar firms.

The firm’s investment process blends fundamental and technical analysis and is oriented toward long‑term strategies while also employing margin and options trading (including spreads and uncovered positions). Portfolios may include mutual funds, equities, fixed income, ETFs (including precious‑metal ETFs) and non‑U.S. securities, and accounts are reviewed on a regular basis with risks noted in client disclosures.

A distinctive aspect is an affiliation with an insurance agency: supervised persons are licensed insurance agents and may recommend insurance products for commission, a conflict the brochure discloses and says will be managed through disclosure and periodic review. The firm also requires clients to custody assets at Schwab Institutional—providing access to institutional services and potential soft‑dollar benefits—and explicitly discloses use of margin and uncovered option strategies that introduce additional risk relative to many peers.