Koinonia Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Koinonia Financial serves individual investors, including high‑net‑worth clients, and provides advisory services to retirement plan sponsors and 401(k) administrators. The firm delivers discretionary portfolio management through LPL Financial’s Strategic Wealth Management custodial platform and offers retirement plan consulting, with financial planning incorporated into the overall advisory relationship rather than as a separate service.
The firm’s investment process includes a proprietary Koinonia Financial Model — described as a moderate‑growth, contrarian approach that uses a ten‑year performance lookback to select actively managed mutual funds and emphasize diversification and principal preservation rather than index replication. Client suitability is determined by a risk tolerance examination and asset questionnaire, accounts are reviewed and rebalanced regularly, and advisory services are generally provided on a discretionary basis with custody and trade execution handled by LPL.
Koinonia Financial is notable for operating as a solo advisor while managing approximately $101.5 million in assets for 321 clients, a high client‑per‑advisor ratio that is uncommon among similar supported firms. The firm’s reliance on LPL for custody, execution, and platform support (including access to proprietary SWM accounts and related services) and its explicit restriction of the Koinonia model to clients deemed suitable are additional features that differentiate its operating model from many peers.
Client services
Expertise
Occupation focus
Fee options
Retirement plan consulting flat fees, frequency and amount negotiated, maximum generally 1% annually.
$0.01 - $10,000,000.00+: up to 1.59% annually
Commissions charged by LPL Financial for securities transactions, generally discounted from customary retail commissions.
Main office
9400 Grogans Mill Rd, Ste 305
The Woodlands TX 77380
Advisors at this office
2
Most active in
Louisiana · Texas
Also doing business as
Koinonia Financial · Koinonia Wealth, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
William W
CFP®, Series 63, Series 66
The Woodlands, TX
Koinonia Financial
William Warrick is a financial advisor with Koinonia Financial in The Woodlands, TX, holding Series 63 and Series 66 licenses and eight years of industry experience. He has worked at Koinonia Financial and LPL Financial since 2018 and was previously involved with Blackshear Realty, LLC from 2015 to 2018. Koinonia Financial provides discretionary investment management and retirement plan consulting to individuals, including high-net-worth clients, as well as plan sponsors and 401(k) administrators. The firm employs a model-driven portfolio construction approach, using a proprietary KFM Model focused on moderate growth and combines fundamental, technical, cyclical, and charting analyses with ongoing financial planning integrated into client relationships.
Michael L
Series 66
The Woodlands, TX
Koinonia Financial
Michael Lakes is a financial advisor at Koinonia Financial with a Series 66 designation and one year of industry experience. Prior to joining Koinonia Financial and LPL Financial LLC in 2025, he held roles with various YMCA organizations in the Houston area. Lakes has been involved with the YMCA of Greater Houston Association and The Woodlands Family YMCA in recent years. Koinonia Financial serves individual investors, including high-net-worth clients, and provides advisory services to retirement plan sponsors and 401(k) administrators. The firm employs a proprietary moderate-growth, contrarian investment model focused on diversification and principal preservation, delivering discretionary portfolio management through LPL Financial’s Strategic Wealth Management platform.
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