Koon Financial Planning & Consulting/KFP&C

Koon Financial Planning & Consulting serves individuals, trusts, estates and small charitable foundations by providing comprehensive financial planning and investment management. Services include modular or full financial plans, investment supervisory services, selection and oversight of separate account managers, and implementation advice for plan recommendations.

The firm’s investment process is guided primarily by top‑down asset allocation, constructing a diversified core portfolio supplemented by opportunistic or defensive satellite positions and using a mix of fundamental analysis with technical inputs. Accounts are managed on both discretionary and non‑discretionary bases, with regular monitoring and the ability for clients to impose investment restrictions (including social preferences) that the firm seeks to accommodate while coordinating with other professional advisors.

Distinctive features include managing roughly $147 million with a two‑advisor team and a recent transition to SEC registration after growth in assets under management, an ownership succession that retained the founder’s investment oversight, and an advisory team that includes a CFP designee alongside a long‑tenured investment officer. The firm also discloses it does not accept performance fees or soft‑dollar arrangements, does not vote client proxies, and explicitly offers services to small charitable foundations and separate account manager selection, which differentiate it from many similarly sized peers.