Folsom, CA Office

Kotys Wealth Professionals (TKG Advisors, LLC) provides discretionary and non‑discretionary investment management, financial planning and cash management for individuals, high‑net‑worth clients, charitable organizations, and retirement plans. The firm also offers variable annuity subaccount management and acts as an ERISA 3(21) advisor or 3(38) investment manager and qualified plan consultant for employer plans.

The brochure describes a “nimble trading strategy” that combines technical, quantitative and fundamental analysis to participate in up markets and seek downside protection, with ongoing monitoring, rebalancing and oversight by an investment committee. Described implementation tools include long‑ and short‑term positions in equities, mutual funds and ETFs, options strategies (covered calls, long puts), structured notes, ETNs, and use of data aggregation platforms and AI tools subject to firm controls.

Noteworthy relative to typical team firms, the brochure discloses active use of derivatives and structured products within managed accounts and detailed risk and liquidity disclosures for those instruments, along with an explicit discussion of margin and securities‑based loans (maintenance calls, liquidation risk and how borrowing interacts with fee calculations). The firm also references third‑party ratings in its materials and an operational arrangement with an unaffiliated adviser (G&S) to provide back‑office and authorized‑agent trading support, a combination of features that is less common among peers.