A complete list of active advisors currently associated with Krempa Associates Inc.

Warmer can help you find a great advisor at Krempa Associates Inc. or one who fits your needs even better.

Krempa Associates, Inc. works with corporations, plan sponsors, individuals and trusts, with a primary emphasis on employer-sponsored retirement plans, employee benefits and insurance products, alongside fee-based financial planning delivered via the E-Money platform. The firm provides 401(k) portfolio management through an online platform that lets participants manage accounts themselves or select one of five managed portfolios, and offers financial planning on an hourly basis or as a monthly retainer for ongoing advice. The firm’s investment approach combines value/deep-discount security selection with Modern Portfolio Theory and draws on third‑party market analysis from sources such as Ned Davis and Jeremy Siegel to form two- to four-quarter market views. Krempa manages five global portfolios for its 401(k) platform (adjusting allocations roughly three times per year), holds plan assets in omnibus accounts, does not use leverage, derivatives, or hedging in those portfolios, and does not exercise discretionary trading authority over RIA/401(k) assets. Krempa is distinctive among similar firms in that its principals are also registered representatives of an unaffiliated broker-dealer and the firm offers insurance and employee-benefit products, so some advisers may receive commissions for securities or insurance sales, while financial planning conversations are conducted with a stated prohibition on product solicitation. The firm is a long‑standing, family‑owned practice with three advisors managing roughly $75 million for about 50 clients and focuses on plan sponsor and participant services rather than discretionary individual portfolio management.

To learn more about the advisors currently working at Krempa Associates Inc., click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.