KRM Advisory Services
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
KRM Advisory Services is a small independent registered investment adviser that serves individual clients, offering ongoing portfolio management and one-time financial planning. The firm creates an Investment Policy Statement for each client, typically provides discretionary management when authorized, and charges asset-based (percentage-of-AUM) fees with no stated account minimum.
The investment approach blends charting, fundamental analysis and modern portfolio theory and emphasizes long-term trading across mutual funds, equities, ETFs, fixed income, real estate funds and annuities. The firm executes trades through its custodian platform, uses the Institutional Intelligent Portfolio feature and Morningstar tools for fund review, and provides quarterly account reports via the custodian.
Distinctive features include a very small client base—about a dozen clients and roughly $4.7 million in assets under management—and disclosed outside business activities by the firm’s principal, including a salaried and commission-bearing role selling stable value products for an insurance company (reported at roughly 160 hours per month) and limited real estate sales activity. The brochure also notes the firm requires clients to use a specific custodian (Charles Schwab) and discloses potential soft-dollar benefits and access to Schwab institutional services, items that are less common for firms of this size.
Client services
Expertise
Fee options
$1 - $2,000,000: 1.00% $2,000,001 - $5,000,000: 0.75% $5,000,001 - $10,000,000: 0.625% $10,000,001+: 0.50%
Hourly fee for financial planning services negotiated between $100 and $500 per hour.
Main office
Vista CA
Advisors at this office
1
Most active in
Arizona · California · Texas
Also doing business as
Krm Advisory Services · Krm Advisory Services LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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