A complete list of active advisors currently associated with KRM Financial Planning & Wealth Management, LLC

Warmer can help you find a great advisor at KRM Financial Planning & Wealth Management, LLC or one who fits your needs even better.

KRM Financial Planning & Wealth Management is an SEC‑registered investment adviser that provides asset management, comprehensive financial planning, and retirement plan consulting to a mix of individuals, trusts, foundations, endowments, pension and profit‑sharing plans, and businesses. The firm’s brochure states it serves primarily high‑net‑worth clients and also offers ERISA‑related fiduciary and participant education services for retirement plans. KRM implements portfolios through firm models or by selecting third‑party money managers, operating with discretionary authority and an ongoing due diligence process that combines quantitative screening with practitioner judgment. The firm employs third‑party tools for planning and reporting (eMoney, Holistiplan, Morningstar, Orion), may recommend fee‑based variable annuities, and monitors manager alignment with client objectives. Noteworthy features for a single‑adviser firm with over $200 million in AUM include its formal ERISA 3(21) fiduciary retirement plan services and a structured suite of plan communication and education offerings, which are less common among similarly sized advisers. The brochure also discloses that the adviser holds insurance licenses and several separate real‑estate businesses and is self‑supervising, factors the firm identifies as potential sources of additional compensation or conflicts to be managed.

To learn more about the advisors currently working at KRM Financial Planning & Wealth Management, LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name	Location	Years of experience
Kraig Mickelsen	St. Charles, IL	29

Not sure where to start?

We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.

Find your advisor

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.

Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev

Find the right match for you

Answer a few quick questions and we'll tailor results to your goals, so you can hire smarter.

Find your advisor

A smarter way to hire an advisor Warmer combines best-in-class advisor data with guidance to help you clarify what you need, understand why an advisor may — or may not — fit, and move forward with confidence. Show more

Compare and choose confidently

Warmer combines best-in-class advisor data with guidance to help you clarify what you need, understand why an advisor may — or may not — fit, and move forward with confidence.

How Warmer works

Thoughtfully vetted, clearly explained Get to know your advisors' credentials, history, specialization, client fit, and communication style. We're selective about who we recommend — and tell you why we think someone fits your situation. Show more

We review transparently

Get to know your advisors' credentials, history, specialization, client fit, and communication style. We're selective about who we recommend — and tell you why we think someone fits your situation.

Our methodology

Always free and always on your side We help you book free consultations with your matches. You only pay an advisor if you decide to hire them. And our support doesn't end with an introduction — we're here to make sure the relationship works for you. Show more

Free. Confidence that lasts

We help you book free consultations with your matches. You only pay an advisor if you decide to hire them. And our support doesn't end with an introduction — we're here to make sure the relationship works for you.

Our ongoing support