KWM Financial LLC

KWM Financial LLC provides discretionary and non‑discretionary investment management, one‑time financial planning, hourly advisory services, and employee benefit plan services to individuals, families, high‑net‑worth clients and employer plan sponsors. The firm works through separately managed accounts and assists plan sponsors with establishing, monitoring, investment menu selection, and participant education for participant‑directed retirement plans.

The firm implements a proprietary core‑satellite approach built on fundamental, primary research and valuation analysis, with portfolios reviewed at least quarterly. Portfolios are often relatively concentrated and long‑biased; the adviser may use derivatives and limited leverage for hedging or opportunistic positions and allocates between broad core holdings and more focused satellite positions.

Notably, KWM provides pension consulting and ongoing services to employer retirement plans—an offering that is uncommon for independent advisers of this type and size. The firm’s principal maintains an outside occupation as an airline pilot that occupies approximately 15% of trading‑hours time, and KWM does not accept proxy‑voting authority for client securities, leaving that responsibility with clients.