Conroe, TX Office

The firm provides discretionary asset management and related financial planning services primarily to pooled vehicles, institutional clients, and business entities, operating under authority set forth in its investment advisory agreement. The firm was formed in 2024, began offering advisory services in 2025, and reported no assets under management as of December 23, 2024.

The investment program is built using Modern Portfolio Theory and Monte Carlo planning techniques to set allocations and evaluate probabilities for client objectives, and strategies may include long‑term holdings, short‑term purchases, and trading. Portfolios are managed on a discretionary basis with quarterly account reviews, custodial relationships directed to a designated custodian (the firm requires use of Charles Schwab), and fees billed as a percentage of assets under management.

A noteworthy feature for a firm in this category is its affiliated insurance activity: the principals maintain an outside insurance business with Kaia Insurance Group, LLC and disclose spending roughly 30% of their time on that activity and receiving commissions, and one principal also operates a B2B consulting business that is offered to clients. These outside business activities and the intention to offer insurance or consulting services to clients are disclosed as potential conflicts of interest in the brochure and are addressed through firm procedures, disclosures, and the firm’s stated fiduciary duties; the firm also does not vote client proxies, leaving proxy voting to clients.