Kwma
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
KWMA provides investment advice and planning to individuals, trusts, estates, charitable organizations, and business entities. Services listed in the brochure include ongoing wealth and portfolio management, one‑time comprehensive financial and retirement plans, and hourly financial consulting for personal and business matters.
The firm uses firm‑created model portfolios and a disciplined, active, diversified approach guided by a written investment policy statement and periodic rebalancing. Investment analysis spans fundamental, technical, quantitative and qualitative methods, and the firm may employ strategies such as options (including covered calls), warrants, and crypto exposure, with margin or other higher‑risk strategies used only with separate client consent.
Noteworthy features relative to peers include a periodic client newsletter published at no charge and a menu of stand‑alone offerings (hourly consulting and retirement‑only plans) in addition to ongoing management. The firm’s principal brings prior military service and multi‑year experience at a large financial services firm, and the adviser manages roughly $2.5 million in discretionary assets for a small client base, which the brochure describes as enabling tailored implementation of its model portfolios.
Client services
Expertise
Occupation focus
Fee options
Financial Plan (one-time): $3,000; Comprehensive Retirement Plan (one-time): $2,000; Financial Plan and Retirement Plan Updates: $1,000 per update
$0 - $500,000: 1.00% $500,001 - $1,000,000: 0.750% $1,000,001 - $5,000,000: 0.650% $5,000,001+: 0.500%
Financial Consulting Meetings: $200/hour for personal clients; $300/hour for business clients; Follow-on Check-In Meetings for Financial Planning/Retirement Planning: $150/hour
Account minimum: No minimum account size for Wealth Management or Portfolio Advisory services; No minimum account size for Financial Advisory or Financial Consulting services Fee-only: Financial Planning: $3,000 one-time fee; Retirement Plan: $2,000 one-time fee; Follow-on Check-In Meetings: $150/hour; Financial Plan and Retirement Plan Updates: $1,000 per update; Financial Consulting Meetings: $200/hour for personal, $300/hour for businesses
Main office
Florence KY
Advisors at this office
1
Most active in
Kentucky
Also doing business as
Knochelmann Wealth Management & Advisor (Kwma) LLC · Knochelmann Wealth Management And Advisors (Kwma) · Kwma
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)