L. J. Smith & Co LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
L.J. Smith & Co. provides investment advisory services to individuals and high-net-worth individuals, offering ongoing portfolio management alongside standalone financial planning that covers investment, retirement, tax, college, life insurance review, and debt/credit planning. The firm states it tailors programs to each client and prepares an Investment Policy Statement to document goals, time horizon, and risk tolerance.
The adviser explains it uses fundamental analysis and modern portfolio theory with a long-term trading horizon and may seek discretionary authority to implement portfolio recommendations. Clients receive periodic account reviews and custody is expected to be through Schwab Institutional, with account reporting delivered quarterly.
Compared with many peers in its regulatory category, the firm combines discretionary portfolio management for individuals with negotiated fixed-fee financial planning — an arrangement the brochure highlights as part of its service model. The brochure also notes the firm’s principal is licensed as an insurance agent (though the firm indicates he does not intend to sell insurance to clients), and the firm does not act as a private fund adviser; it further discloses potential soft-dollar and institutional services available via its chosen custodian.
Client services
Expertise
Fee options
Negotiated fixed fee between $2,500 and $7,500 for financial planning
$0 - $1,000,000: 1.25% $1,000,001 - $3,000,000: 1.00% $3,000,001 - $5,000,000: 0.85% $5,000,001 - $10,000,000: 0.70% $10,000,001+: 0.55%
Main office
Jacksonville TX
Advisors at this office
1
Most active in
Texas
Also doing business as
L. J. Smith & Co LLC · L.J. Smith & Co, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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