L & M Wealth Management and Retirement Solutions, LLC

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Client assets under management

$67,203,851

Clients

136

15% high-net-worth

Advisors

of 2 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

High

Average account size

$494,146

About

The firm provides discretionary asset management and ongoing portfolio supervision for individual and high-net-worth clients, managing roughly $67.2 million across about 136 client accounts with a three-advisor team. Services include tailored portfolio construction using individual stocks, bonds, mutual funds, ETFs and options, with at least quarterly reviews and both wrap-fee and non-wrap account options.

Its investment process combines fundamental, technical and cyclical analysis and is built around individualized risk assessments and continuous supervision. The firm deploys long- and short-term strategies and may use margin (borrowing) in separately managed accounts to increase exposure, a practice the brochure notes and that is uncommon among peers.

Distinctive elements include sponsorship of a wrap-fee program and the explicit use of borrowing in managed accounts, both statistically rare among similar supported firms. The firm also recently completed an ownership restructuring following the death of an owner, and its advisors hold insurance licenses (devoting about 10% of their time to insurance activities), matters addressed in its disclosures and Code of Ethics.

Client services

Portfolio management

Expertise

Active portfolio management

Fee options

Percentage

$0 - $2,000,000: 2.40% $2,000,000+: 2.20%

Main office location

L & M Wealth Management and Retirement Solutions, LLC

2601 Nw Expressway, #110 W

Oklahoma City OK 73112, United States

Number of offices

Most active in

Kansas · Louisiana · Oklahoma · Texas

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

405-286-2654

Advisors at this firm

Kristan B

Series 63, Series 65

Oklahoma City, OK

L & M Wealth Management and Retirement Solutions, LLC

Kristan Bruhn is a financial advisor at L & M Wealth Management and Retirement Solutions, LLC with nine years of industry experience. He holds Series 63 and Series 65 licenses and has been with L & M Wealth Management since 2009. Bruhn also works as a licensed insurance agent, dedicating part of his time to insurance sales. L & M Wealth Management and Retirement Solutions serves individual and high-net-worth clients with discretionary asset management and retirement planning. The firm manages approximately $67.2 million in assets using individualized portfolios and employs a combination of fundamental, technical, and cyclical analysis, offering strategies that include margin use and periodic portfolio rebalancing.

Active portfolio management

Carol L

CFP®, Series 63

Oklahoma City, OK

L & M Wealth Management and Retirement Solutions, LLC

Carol Lyons is a CFP® with 34 years of industry experience, currently serving at L & M Wealth Management and Retirement Solutions, LLC since 2009. She has also operated her own sole proprietorship since 2001. Lyons is the owner and operator of a non-investment related business, Carol E. Lyons CFP, Inc. L & M Wealth Management and Retirement Solutions LLC provides discretionary asset management and retirement planning services to individual and high-net-worth clients. The firm manages approximately $67.2 million in assets, offering tailored portfolios with a range of securities and employing a combination of fundamental, technical, and cyclical analysis.

Active portfolio management

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