L & M Wealth Management and Retirement Solutions, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides discretionary asset management to individual and high-net-worth clients, delivering tailored portfolios that may include individual stocks and bonds, ETFs, options, mutual funds and certain private investments. It reports approximately $67.2 million in regulatory assets under management and emphasizes continuous supervision with at least quarterly portfolio reviews and periodic rebalancing.
Its investment process combines fundamental and technical methods (including charting and cyclical analysis) and uses both long- and short-term strategies, with allocations customized to each client’s risk profile and time horizon. The firm also permits margin/borrowed-money transactions in managed accounts, acknowledging the specific risks and interest costs associated with borrowing in separate managed accounts.
Distinctive features include acting as a wrap-fee program sponsor and an explicit transition of wrap accounts to non-wrap asset management, a structure less common among peers. The firm also discloses a recent ownership restructuring (April 2026) and that its representatives maintain insurance licenses and conduct a modest amount of insurance-related activity as an ancillary service.
Client services
Expertise
Fee options
up to 2.00% annually
Main office
2601 NW Expressway, Suite 110 W
Oklahoma City OK 73112
Advisors at this office
2
Most active in
Kansas · Louisiana · Oklahoma · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Kristan B
Series 63, Series 65
Oklahoma City, OK
L & M Wealth Management and Retirement Solutions, LLC
Kristan Bruhn is a financial advisor at L & M Wealth Management and Retirement Solutions, LLC in Oklahoma City, OK, with 10 years of industry experience. She has been with L & M Wealth Management since 2009. In addition to her advisory role, she holds insurance licenses and spends a limited amount of time on insurance-related activities. L & M Wealth Management provides discretionary asset management to individual and high-net-worth clients, offering tailored portfolios that include a mix of stocks, bonds, ETFs, options, mutual funds, and certain private investments. The firm employs a combined fundamental and technical investment approach with an emphasis on continuous supervision and customized risk management.
Carol L
CFP®, Series 63
Oklahoma City, OK
L & M Wealth Management and Retirement Solutions, LLC
Carol Lyons is a CFP® with 35 years of industry experience, currently serving at L & M Wealth Management and Retirement Solutions, LLC since 2009. She has operated her own sole proprietorship since 2001 and is also owner and operator of CAROL E. LYONS CFP, INC., a non-investment related business. Lyons holds a Series 63 designation and is a licensed insurance agent, dedicating a portion of her time to insurance-related activities. L & M Wealth Management and Retirement Solutions provides discretionary asset management to individual and high-net-worth clients, offering customized portfolios that include stocks, bonds, ETFs, options, mutual funds, and certain private investments. The firm uses a combination of fundamental and technical analysis, with both long- and short-term strategies tailored to client risk profiles and time horizons, and manages approximately $67.2 million in regulatory assets.
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