A complete list of active advisors currently associated with Laguna Niguel Summit Wealth Management, LLC

Warmer can help you find a great advisor at Laguna Niguel Summit Wealth Management, LLC or one who fits your needs even better.

The firm provides personalized financial, retirement and insurance guidance to individuals, families, couples, small businesses, pension and non‑profit plans, with most clients described as mass‑affluent and some high‑net‑worth households. Services include one‑time, hourly, or ongoing subscription financial planning, insurance product recommendations, and referrals to institutional investment managers rather than direct in‑house portfolio management. For investment implementation the firm acts as a solicitor for third‑party Turnkey Asset Management Programs (TAMPs), grouping available managers into Strategic, Tactical, and Hedge categories and applying due diligence that examines performance history, underlying costs, manager experience and assets under management. The firm limits its own discretion to execution timing (such as dollar‑cost averaging), conducts at least annual reviews of referred managers, and works with clients to define objectives, risk tolerance and any investment restrictions. Noteworthy aspects include that the firm’s advisors are licensed insurance agents who may recommend fixed life and fixed‑indexed annuity products and receive customary commissions for such sales, a conflict that the brochure discloses and says will be managed consistent with fiduciary duties. The firm also offers free public educational seminars and a subscription‑based, dynamic planning service with a live client portal, and it relies primarily on TAMP referral arrangements and planning fees rather than charging traditional percentage‑of‑assets advisory fees.

To learn more about the advisors currently working at Laguna Niguel Summit Wealth Management, LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name	Location	Years of experience
Richard Ligotti	Laguna Niguel, CA	27

Not sure where to start?

We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.

Find your advisor

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.

Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev

Find the right match for you

Answer a few quick questions and we'll tailor results to your goals, so you can hire smarter.

Find your advisor

A smarter way to hire an advisor Warmer combines best-in-class advisor data with guidance to help you clarify what you need, understand why an advisor may — or may not — fit, and move forward with confidence. Show more

Compare and choose confidently

Warmer combines best-in-class advisor data with guidance to help you clarify what you need, understand why an advisor may — or may not — fit, and move forward with confidence.

How Warmer works

Thoughtfully vetted, clearly explained Get to know your advisors' credentials, history, specialization, client fit, and communication style. We're selective about who we recommend — and tell you why we think someone fits your situation. Show more

We review transparently

Get to know your advisors' credentials, history, specialization, client fit, and communication style. We're selective about who we recommend — and tell you why we think someone fits your situation.

Our methodology

Always free and always on your side We help you book free consultations with your matches. You only pay an advisor if you decide to hire them. And our support doesn't end with an introduction — we're here to make sure the relationship works for you. Show more

Free. Confidence that lasts

We help you book free consultations with your matches. You only pay an advisor if you decide to hire them. And our support doesn't end with an introduction — we're here to make sure the relationship works for you.

Our ongoing support