Lajala & Associates
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Lajala & Associates provides discretionary portfolio management and limited-scope hourly financial planning to a small client base that includes individuals, pension and profit-sharing plans, trusts, and estates. Client accounts are implemented primarily with no-load mutual funds and exchange-traded funds held at discount custodians.
The firm’s investment approach uses strategic asset allocation with a core-and-satellite structure—passive index and ETF core holdings supplemented by actively managed fund satellites—and portfolios are globally diversified to manage market risk. The adviser uses fundamental analysis and third-party research (including Morningstar), has authority to exchange funds as market conditions warrant, and delivers monthly performance reports with market commentary.
The firm’s principal is a Certified Public Accountant who also engages in public accountancy and income tax preparation, creating an integrated tax and investment advisory service that is relatively uncommon among independent advisors. The practice has operated for decades and manages approximately $10.26 million across a very small number of client relationships, indicating a concentrated client service model.
Client services
Expertise
Fee options
1% annually, billed quarterly based on average quarterly balance
$300 per hour for limited scope planning and consulting services
Account minimum: $250,000
Main office
San Jose CA
Advisors at this office
1
Most active in
California
Also doing business as
Lajala & Associates · Lajala, Stephen Edward
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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