Lajala & Associates
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Lajala & Associates provides discretionary investment management to individuals, pension and profit‑sharing plans, trusts, and estates, overseeing roughly $10.26 million for a small client base. In addition to portfolio management, the firm also operates a public accountancy practice and provides income‑tax preparation services.
Portfolios are constructed primarily with no‑load mutual funds and exchange‑traded funds using a strategic asset‑allocation, core‑and‑satellite approach that combines passive index/ETF cores with selectively chosen active funds and global diversification. The adviser relies on fundamental analysis and vendor research (including Morningstar), executes trades in client‑held accounts at discount custodians under discretionary authority, and delivers monthly performance reports with market commentary.
Notably, the firm’s combined advisory and CPA/tax‑preparation offering — and the requirement for advisors to have formal financial and tax coursework — is a service mix that is uncommon among peers. The practice’s relatively small, concentrated client roster and $250,000 account minimum can result in more focused relationships and consolidated reporting through client custodians.
Client services
Expertise
Fee options
1% annually, billed quarterly based on quarterly average month-end balance
Account minimum: $250,000
Main office
San Jose CA
Advisors at this office
1
Most active in
California
Also doing business as
Lajala & Associates · Lajala, Stephen Edward
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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