Lakeshire Financial

Lakeshire Financial is a state-registered investment adviser that offers portfolio management, project-based and ongoing financial planning, and employee benefit plan advisory services to individuals, high-net-worth clients, pension and profit-sharing plans, and other organizations. Despite this service offering, the firm reported no discretionary or non-discretionary assets under management and no current client accounts as of the most recent reporting date.

The firm emphasizes asset-allocation driven portfolios grounded in modern portfolio theory and primarily uses passive vehicles such as index mutual funds and ETFs, while also employing fundamental and cyclical analysis as part of its research. Investment management is billed on a percentage-of-assets basis (a common approach for managers), but the firm also accepts hourly and project-based fees for planning and supplemental work, which is less common among peers.

Distinctive features include operating at a very small scale and a requirement that investment management clients custody assets with a recommended institutional custodian, through which the firm receives research and operational benefits. In addition to AUM-based management, the firm offers a structured ongoing planning calendar and discrete project planning options and provides defined-contribution plan services, combining traditional asset management with fee-for-service planning arrangements.