Larson Wealth Management, LLC

Larson Wealth Management provides financial planning, consulting, and discretionary investment management to a broad set of clients, including individuals, trusts, estates, retirement plans, charitable organizations and business entities. The firm assists clients with implementation of recommendations, which may include buying and selling securities and placing insurance products, and may engage third‑party managers for portions of client assets.

The firm’s investment process combines charting, fundamental, technical and cyclical analysis to build asset allocations aligned with clients’ net worth, risk tolerance and goals, and it monitors accounts on a continuous basis under discretionary authority. Notably, LWM may incorporate derivatives-based exchange-traded funds — such as leveraged or inverse ETFs — in separately managed accounts as short-term hedges, and limits such positions to no more than 10% of a portfolio at the time of purchase.

Two features that distinguish the firm from many independent peers are its adviser’s licensure and product role in insurance distribution and its documented use of derivatives in managed accounts; the adviser is a licensed insurance agent and the brochure describes implementing insurance recommendations directly. The firm also discloses a referral arrangement operating under a d/b/a and a typical custody relationship with a recommended custodian that provides platform services (including block trading and operational support), which can affect how transactions and account services are delivered.