Lattice Financial, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Lattice Financial, LLC is a fee-only investment adviser registered in North Carolina that provides ongoing, personalized investment management and financial planning services to individuals and high-net-worth clients, and also works with charitable organizations. The firm additionally offers project-based financial plans and occasional educational seminars covering topics such as retirement, tax planning, estate considerations, and cash-flow analysis.
Investment programs are implemented from client-specific investment policy statements and asset-allocation targets, with a mix of systematic (passive) and active management and fundamental analysis for individual securities. Accounts are reviewed at least quarterly and managed with discretionary authority under executed advisory agreements; the firm may employ tax-loss harvesting and uses a range of instruments including mutual funds, ETFs, municipal and corporate bonds, interval funds, and insurance-linked securities when appropriate.
Compared with many peers, the firm’s brochure discloses that it provides portfolio management services to institutional-type clients and to charitable organizations, a client mix that is relatively uncommon for independent advisers of this size. The firm also emphasizes a fee-only compensation model with no outside product commissions and notes that its lead advisor holds CFP certification and advanced legal/economic education, which the brochure cites as supporting its written planning process and fiduciary disclosures.
Client services
Expertise
Fee options
Fixed fee for Project-Based Financial Planning, fee agreed upon before starting work, negotiable.
$0 - $1,000,000: 1.00% $1,000,000.01 - $2,000,000: 0.75% $2,000,000.01 - $3,000,000: 0.50% $3,000,000.01 - $4,000,000: 0.40% $4,000,000.01 - $5,000,000: 0.30% $5,000,000.01+: 0.20%
Account minimum: $250,000 Fee-only: Project-Based Financial Planning on a fixed fee basis, negotiable, not to exceed $500 more than 6 months in advance.
Main office
Charlotte NC
Advisors at this office
1
Most active in
North Carolina · South Carolina
Also doing business as
Lattice Financial · Lattice Financial, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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