Laurence Financial Planning LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Laurence Financial Planning LLC serves individual investors and trusts, offering comprehensive financial planning, investment management, and limited-scope project planning. The firm operates on a fee-only basis and does not sell commissioned products.
The firm’s investment advice emphasizes long-term strategic asset allocation, global diversification, and low-cost mutual funds, with Investment Policy Statements and written planning reports tailored to client objectives and risk tolerance. A large share of client assets are managed on a non-discretionary basis, so the firm typically makes trade recommendations that non-discretionary clients execute themselves, which can create timing differences compared with discretionary accounts.
Noteworthy for managing most of its assets non-discretionarily and maintaining a small client roster that yields a relatively high amount of assets per client, the firm’s practice leans toward detailed planning and client-directed implementation. The brochure also discloses the use of net‑worth–based planning retainers, a conservative preference for investment‑grade fixed income, avoidance of leveraged/inverse ETFs and high‑yield bonds, and recent expanded disclosures clarifying material risks and non‑discretionary procedures.
Client services
Expertise
Fee options
$0 - $200,000: 0.75% $200,000 - $700,000: 0.60% $700,000 - $1,200,000: 0.50% $1,200,000+: 0.40%
Project Financial Planning charged at $175 per hour
Account minimum: $100,000 Minimum fee: Annual retainer fee based on net worth: $500 for up to $500,000; $1,350 for $500,000-$1,000,000; $2,400 for $1,000,000-$3,000,000; $3,250 for $3,000,000-$6,000,000; negotiable above $6,000,000 Fee-only: Comprehensive financial planning on annual retainer basis; project financial planning charged hourly at $175/hour; investment management fees based on tiered AUM schedule.
Main office
Danvers MA
Advisors at this office
1
Most active in
California · Massachusetts · New Hampshire
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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