LCW Planning and Investments, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
LCW Planning and Investments offers discretionary investment management and financial planning services to individual and high‑net‑worth clients. The firm constructs customized portfolios using ETFs, diversified mutual funds and, where appropriate, individual stocks, bonds or options, and provides ongoing monitoring and rebalancing as a fiduciary adviser.
The firm applies fundamental analysis alongside Modern Portfolio Theory to build long‑term oriented portfolios while permitting shorter‑term trades for rebalancing or client cash needs. LCW also implements portions of client portfolios through unaffiliated independent managers and performs initial and ongoing due diligence and oversight of those managers.
What distinguishes LCW from many peers is its formal affiliation with an accounting firm controlled by the same ownership, and the principal’s continued significant involvement in tax and accounting services, which the brochure discloses are offered separately and are not required of clients. The firm’s routine use and selection of independent managers for some client assets—and its stated practice of not receiving additional compensation from those managers—also sets it apart from most investment managers.
Client services
Expertise
Fee options
Financial planning fixed engagement fee ranging from $2,500 to $10,000
$0 - $5,000,000: 1.00% annually $5,000,001 - $10,000,000: 0.80% annually $10,000,001 - $20,000,000: 0.70% annually $20,000,001+: Negotiable
Fee-only: Financial planning fees ranging from $2,500 to $10,000 per engagement, fixed fee
Main office
303 Canal Street
Lawrence MA 01840
Advisors at this office
1
Most active in
Massachusetts · New Hampshire
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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