Legacy Financial Advisors
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$10,099,982
Clients
21
Advisors
4
of 4 employees
About
Legacy Financial Advisors provides financial planning, discretionary and non-discretionary investment management, retirement plan advisory, and business consulting to individuals, families, trusts, retirement plan sponsors, and business entities. The brochure describes comprehensive and modular financial plans, implementation support for investment recommendations, ERISA-focused services for plan sponsors, and separate consulting agreements for business engagements.
The firm describes a disciplined, goals-based investment process using strategic asset allocation, diversification, periodic rebalancing, and methods such as fundamental analysis, Modern Portfolio Theory and sector rotation, with monthly internal portfolio evaluations and at least annual client reviews. Legacy offers both discretionary and non-discretionary arrangements, may utilize independent managers, and provides an account-aggregation technology platform to consolidate client financial information.
Noteworthy aspects include a small two-advisor team with a limited client base and a recent expansion to include Retirement Plan Advisory Services, which the ADV lists as a material change; the initial filing also reported zero regulatory AUM, reflecting the firm’s recent formation. Compared with many supported peers that primarily serve broad retail or high‑net‑worth individual households, Legacy places evident emphasis on retirement plan fiduciary work and business consulting and discloses a custodial relationship with a major custodian that provides research and technology benefits.
Client services
Expertise
Occupation focus
Fee options
Retirement plan advisory flat fee usually $1,000 per year (may vary by plan size and complexity)
$0 - $250,000: 1.50% $250,001 - $500,000: 1.25% $500,001 - $1,000,000: 1.00% $1,000,001 - $2,500,000: 0.95% $2,500,001 - $5,000,000: 0.75% $5,000,001 - $10,000,000: 0.60% $10,000,001 - > $10,000,000: 0.40%
Financial planning: $250/hour (minimum 1 hour, negotiable); Business consulting: $250/hour (minimum 1 hour, negotiable)
Account minimum: $100,000 (generally, but may be waived) Fee-only: Financial planning: $250/hour (minimum 1 hour, negotiable); Business consulting: $250/hour (minimum 1 hour, negotiable)
Main office
100 West Road, Suite 300
Towson MD 21204
Advisors at this office
4
Most active in
Maryland
Also doing business as
Legacy Financial Advisors · Legacy Financial Advisors, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Mike R
Verified by Warmer
Series 65
Towson, MD
Legacy Financial Advisors
Mike is a financial advisor at Legacy Financial Advisors with twenty-three years of industry experience. He holds Qualified 401(k) Administrator® (QKA®) and Certified Plan Fiduciary Advisor® (CPFA®) designations from the American Society of Pension Professionals and Actuaries (ASPPA) and the National Association of Plan Advisors (NAPA) respectively. He has a Series 65 credential and has prior experience at Eisneramper Wealth Management Corporate Benefits LLC, Prosperity - An EisnerAmper Company, and Future Plan By Ascensus. Outside of finance, he owns and operates a comic book business, writing, drawing, producing self-published comics, and managing online sales and show appearances. Legacy Financial Advisors serves individuals, families, trusts, retirement plan sponsors, and business entities with financial planning, investment management, retirement plan advisory, and business consulting. The firm employs a disciplined, goals-based investment process using strategic asset allocation, diversification, and regular portfolio evaluations, with a focus on retirement plan fiduciary services and business consulting.
Raffaele M
Series 66
Towson, MD
Legacy Financial Advisors
Raffaele Mazzone is a financial advisor at Legacy Financial Advisors with five years of industry experience. He holds the Series 66 designation and has previously worked at firms including Founders Financial Securities LLC, Triad Advisors, and The Prosperity Consulting Group. Outside of his advisory role, Mazzone coaches youth soccer with Pipeline Soccer Club. Legacy Financial Advisors offers financial planning, investment management, retirement plan advisory, and business consulting to individuals, families, trusts, retirement plan sponsors, and business entities. The firm uses a disciplined, goals-based investment approach incorporating strategic asset allocation, diversification, and periodic rebalancing, and provides both discretionary and non-discretionary services.
Vladislav Z
Series 63, Series 65
Towson, MD
Legacy Financial Advisors
Vladislav Zagranichny is a financial advisor at Legacy Financial Advisors with 12 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at firms including Avantax Advisory Services and Cetera. In addition to his advisory role, he serves as president of Zag Consulting Group, a CPA practice providing accounting and tax services. Legacy Financial Advisors offers financial planning, investment management, retirement plan advisory, and business consulting to individuals, families, trusts, retirement plan sponsors, and business entities. The firm employs a disciplined, goals-based investment approach with strategic asset allocation, diversification, and regular portfolio reviews, serving a select client base that includes a focus on retirement plan fiduciary services.
James S
Series 63, Series 65
Towson, MD
Legacy Financial Advisors
James Shaughness is a financial advisor at Legacy Financial Advisors with 27 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at T. Rowe Price Investment Services for 29 years before joining Legacy Financial Advisors. Legacy Financial Advisors provides financial planning, investment management, retirement plan advisory, and business consulting to individuals, families, trusts, and business entities. The firm uses a disciplined, goals-based investment process that includes strategic asset allocation, diversification, periodic rebalancing, and both discretionary and non-discretionary arrangements.
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