Legacy Financial Advisors
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$10,099,982
Clients
21
Advisors
4
of 4 employees
About
Legacy Financial Advisors provides financial planning, discretionary and non-discretionary investment management, retirement plan advisory, and business consulting to individuals, families, trusts, retirement plan sponsors, and business entities. The brochure describes comprehensive and modular financial plans, implementation support for investment recommendations, ERISA-focused services for plan sponsors, and separate consulting agreements for business engagements.
The firm describes a disciplined, goals-based investment process using strategic asset allocation, diversification, periodic rebalancing, and methods such as fundamental analysis, Modern Portfolio Theory and sector rotation, with monthly internal portfolio evaluations and at least annual client reviews. Legacy offers both discretionary and non-discretionary arrangements, may utilize independent managers, and provides an account-aggregation technology platform to consolidate client financial information.
Noteworthy aspects include a small two-advisor team with a limited client base and a recent expansion to include Retirement Plan Advisory Services, which the ADV lists as a material change; the initial filing also reported zero regulatory AUM, reflecting the firm’s recent formation. Compared with many supported peers that primarily serve broad retail or high‑net‑worth individual households, Legacy places evident emphasis on retirement plan fiduciary work and business consulting and discloses a custodial relationship with a major custodian that provides research and technology benefits.
Client services
Expertise
Occupation focus
Fee options
Retirement plan advisory flat fee usually $1,000 per year (may vary by plan size and complexity)
$0 - $250,000: 1.50% $250,001 - $500,000: 1.25% $500,001 - $1,000,000: 1.00% $1,000,001 - $2,500,000: 0.95% $2,500,001 - $5,000,000: 0.75% $5,000,001 - $10,000,000: 0.60% $10,000,001 - > $10,000,000: 0.40%
Financial planning: $250/hour (minimum 1 hour, negotiable); Business consulting: $250/hour (minimum 1 hour, negotiable)
Account minimum: $100,000 (generally, but may be waived) Fee-only: Financial planning: $250/hour (minimum 1 hour, negotiable); Business consulting: $250/hour (minimum 1 hour, negotiable)
Main office
100 West Road, Suite 300
Towson MD 21204
Advisors at this office
4
Most active in
Maryland
Also doing business as
Legacy Financial Advisors · Legacy Financial Advisors, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Michael R
Verified by Warmer
Series 65
Towson, MD
Legacy Financial Advisors
Michael Riley is a financial advisor at Legacy Financial Advisors with two years of industry experience. He holds a Series 65 credential and has prior experience at Eisneramper Wealth Management Corporate Benefits LLC, Prosperity - An EisnerAmper Company, and Future Plan By Ascensus. Outside of finance, he owns and operates a comic book business, writing, drawing, producing self-published comics, and managing online sales and show appearances. Legacy Financial Advisors serves individuals, families, trusts, retirement plan sponsors, and business entities with financial planning, investment management, retirement plan advisory, and business consulting. The firm employs a disciplined, goals-based investment process using strategic asset allocation, diversification, and regular portfolio evaluations, with a focus on retirement plan fiduciary services and business consulting.
Raffaele M
Series 66
Towson, MD
Legacy Financial Advisors
Raffaele Mazzone is a Series 66 registered advisor with five years of industry experience. He is currently with Legacy Financial Advisors and has previously worked at Founders Financial Securities LLC, Triad Advisors, and The Prosperity Consulting Group. Outside of his advisory work, Mazzone coaches for Pipeline Soccer Club. Legacy Financial Advisors provides financial planning, investment management, retirement plan advisory, and business consulting services to individuals, families, trusts, retirement plan sponsors, and business entities. The firm employs a disciplined, goals-based investment process and offers both discretionary and non-discretionary arrangements, with an emphasis on retirement plan fiduciary services and business consulting.
Vladislav Z
Series 63, Series 65
Towson, MD
Legacy Financial Advisors
Vladislav Zagranichny is a financial advisor at Legacy Financial Advisors with 12 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at firms including Avantax Advisory Services and Cetera. In addition to his advisory role, he serves as president of Zag Consulting Group, a CPA practice providing accounting and tax services. Legacy Financial Advisors offers financial planning, investment management, retirement plan advisory, and business consulting to individuals, families, trusts, retirement plan sponsors, and business entities. The firm employs a disciplined, goals-based investment approach with strategic asset allocation, diversification, and regular portfolio reviews, serving a select client base that includes a focus on retirement plan fiduciary services.
James S
Series 65, Series 63
Towson, MD
Legacy Financial Advisors
James Shaughness is a financial advisor at Legacy Financial Advisors with 26 years of industry experience. He holds Series 65 and Series 63 licenses and previously spent 29 years at T. Rowe Price Investment Services, Inc. before joining Legacy Financial Advisors in 2026. Legacy Financial Advisors offers financial planning, investment management, retirement plan advisory, and business consulting services to individuals, families, trusts, retirement plan sponsors, and business entities. The firm emphasizes a disciplined, goals-based investment process and provides both discretionary and non-discretionary arrangements, along with a technology platform for consolidating client financial information.
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