Beachwood, OH Office

Legacy Financial Advisors serves individuals, couples, families, trusts and small businesses, with a stated specialty in working with professionals, business owners and managers. The firm provides fee-only hourly financial planning and investment advisory services, including portfolio construction, tax‑efficient investing, retirement distribution planning and portfolio rebalancing.

The firm uses a financial plan as the foundation for portfolio design and generally favors passive allocations using ETFs and index funds while permitting active funds or individual securities when appropriate or necessary given client circumstances. Legacy does not take custody or trading authority over client accounts; it typically delivers implementation instructions to clients, bills planning and implementation work by the hour, and offers prepaid retainer arrangements for ongoing assistance.

Notable distinctions include an explicit absence of percentage‑of‑AUM fees — fees are charged on an hourly or retainer basis with a published rebalance and retainer pricing schedule — and written practices that limit the firm to non‑discretionary advice. The firm also provides employer‑oriented services such as seminars and workshops, offers implementation assistance (for example, help buying Treasuries) on an hourly basis, and maintains business relationships that include providing accounting and tax services to corporate clients.