Torrance, CA 1919 South Vermont Office

Legacy Financial Group provides financial planning, asset allocation and portfolio management to individuals — including high‑net‑worth clients — as well as trusts, estates and other entities. Services are delivered through a mix of financial planning engagements, model portfolio implementations, and referrals to third‑party money managers.

The firm’s investment approach centers on model‑based allocation and third‑party platform solutions, using Modern Portfolio Theory as a core framework and relying on SEI and Vision2020 programs for portfolio construction, execution and reporting. Legacy assists clients in selecting and supervising third‑party managers and offers both discretionary and non‑discretionary management across advisor‑managed accounts, mutual fund model programs, and unified managed account structures.

What distinguishes Legacy from many peers is that it acts as a wrap fee program sponsor and portfolio manager across multiple wrap programs (including Vision2020 UMA/Model programs and participation in SEI’s Managed Account Solutions), an arrangement that is relatively uncommon among similarly supported firms. The firm is small by client count but manages about $20 million across three advisors, and some advisory representatives are dually registered with an affiliated broker‑dealer, which affects where and how client accounts and advisory services may be maintained.