Legacy Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Legacy Financial provides financial planning and portfolio management to individuals and small businesses, and states it also serves pension and profit-sharing plans, trusts, estates and charitable organizations. The firm limits its investment advice to publicly traded instruments such as mutual funds, individual stocks, bonds, ETFs, unit investment trusts and options, and does not participate in wrap-fee programs.
The brochure describes a long-term, fundamental investment approach that emphasizes asset allocation, diversification, quality and value, using public research, corporate filings and other standard sources. The firm accepts limited discretionary trading authority for purchases and sales (but not withdrawals), allows client-imposed restrictions on holdings, and reviews managed accounts monthly with financial planning engagements reviewed annually.
What is distinctive for a firm in this category is that it offers standalone financial planning services and some planning work on an hourly-fee basis—features that are relatively uncommon among peers—while reporting no client assets under management as of the brochure date. The firm also discloses it does not act as a private fund adviser, does not accept performance-based fees, and maintains policies designed to prevent custody of client funds, with assets held at qualified custodians.
Client services
Expertise
Fee options
0.5% to 2% annually, negotiable based on size and complexity
$100 per hour for certain financial planning tasks
Main office
217 Winchester Ave
Moorefield WV 26836
Advisors at this office
1
Most active in
West Virginia
Also doing business as
Legacy Financial · Rachel Schetrom Dba Legacy Financial
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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