Future Path Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Future Path Financial Planning provides investment management and comprehensive financial planning to individual and high‑net‑worth clients. The firm operates as a fee‑only independent adviser, delivering both standalone initial plans and ongoing planning engagements alongside discretionary portfolio management.
The firm’s investment approach is built around individualized investment policies and strategic asset allocation, combining elements of modern portfolio theory with fundamental, technical, and cyclical analysis as appropriate. Portfolios may use both passive and active vehicles and are generally constructed for a long‑term horizon, with clients able to impose reasonable written restrictions on holdings or sectors.
Several features in the ADV distinguish the firm from typical peers: it discloses that it formerly sponsored a wrap fee program that has been closed to new clients and is being transitioned to an asset‑based advisory structure, and the brochure also notes the firm’s use of predecessor and hypothetical performance in its materials. The ADV further notes the principal’s recent transition away from holding an insurance license and prior broker‑dealer/registered‑representative experience, and it describes a two‑phase onboarding and planning retainer model aimed at small, recently established advisory practices.
Client services
Expertise
Fee options
Initial Financial Plan: $1,000 to $15,000 (Personal), $4,800 to $30,000 (Business)
$0+: 0.65% annually (Active Financial Planning Program members) $0+: 1.00% annually (Non-members)
Ongoing Financial Planning Monthly Retainer: $200 to $2,500 per month after initial 12-month period
Fee-only: Yes, firm is fee-only with no commissions or sales-related compensation.
Main office
Niceville FL
Advisors at this office
1
Most active in
Florida · Louisiana
Also doing business as
Future Path Financial Planning · Legacy Growth Wealth Management · Legacy Growth Wealth Management LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")