Future Path Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$2,000,000
Clients
9
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
9
LowAverage account size
$222,222
About
Future Path Financial Planning, a d/b/a of Legacy Growth Wealth Management LLC, is a fee-only independent adviser that serves individual and high-net-worth clients. The firm provides discretionary investment management exclusively through a wrap fee program and also offers both initial and ongoing financial planning engagements.
The firm establishes individualized investment policies and implements portfolios using a blend of asset-allocation, passive and active strategies, and fundamental, technical, and cyclical analysis consistent with modern portfolio theory; accounts are reviewed on a regular (quarterly) basis and clients may impose reasonable written restrictions. Financial planning services are offered as standalone initial plans or ongoing memberships, and the firm ties its planning membership operationally to advisory services by offering members a reduced wrap fee to avoid duplicative charges.
Noteworthy aspects include operating solely as a wrap-fee sponsor while also disclosing predecessor and hypothetical performance in its materials, practices that are uncommon among peers. The firm is a recently formed, solo-practitioner practice managing a modest amount of client assets for a small client base, and the brochure notes the principal holds an insurance license but the firm states it is not affiliated with insurance companies and does not sell insurance products.
Client services
Financial planning
Portfolio management
Expertise
Business ownership considerations
Debt management
College savings (529s, UTMA, etc.)
General retirement planning
Fee options
Initial Financial Plan fixed fees ranging from $1,000 to $15,000 for personal plans and $4,800 to $30,000 for business plans.
$0 - $1,000,000: 0.95% $1,000,001+: 0.85%
Ongoing Financial Planning fees charged as a monthly retainer ranging from $200 to $2,500 per month ($2,400 to $30,000 annually).
Fee-only: Financial planning fees: Initial Financial Plan fixed fees from $1,000 to $15,000 for personal planning, $4,800 to $30,000 for business planning. Ongoing Financial Planning fees $200 to $2,500 per month ($2,400 to $30,000 annually), calculated at 0.25% of assets under advisement for clients with $2,000,000 or more assets, or negotiated based on complexity for those below $2,000,000.
Main office location
Future Path Financial Planning
Niceville FL, United States
Number of offices
1
Most active in
Future Path Financial Planning has reported serving >5 clients in these states in the last 12 months.
Florida · Louisiana
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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