Legacy Investment Services, LLC

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Client AUMClient assets under management

$47,675,563

Clients

254

Advisors

of 10 employees

Clients per advisor

Typical

Avg AUM per client

$187,699

Very Low

HNW client ratio

Very Low

About

Legacy Investment Services provides advisory services to individual clients primarily through fee-based management of fixed, indexed, and variable annuity products and by referring clients to third‑party money managers. The firm reports $47,675,563 in non‑discretionary assets under management, monitors annuity accounts on an annual basis, and maintains a household minimum of $250,000.

The firm’s practice is largely non‑discretionary: it assembles portfolios of investment options available within clients’ annuity contracts, assists with paperwork and suitability, and delivers third‑party Form ADV and disclosure materials while obtaining client approval before transactions. Accounts placed with third‑party managers are reviewed quarterly and fees are billed as a percentage of assets on a quarterly basis; the firm does not accept trading discretion or routinely vote proxies for client accounts.

What sets the firm apart from many team advisors is its focus on annuity management and its reliance on non‑discretionary relationships and third‑party managers rather than discretionary portfolio management or in‑house financial planning (the brochure discloses removal of a financial planning referral offering). The brochure also discloses affiliated insurance businesses (principals devote time to insurance sales), a referral and incentive fee arrangement with a named third‑party manager, and ownership links through a private‑equity affiliate — relationships noted as potential conflicts and mitigated through disclosures and fiduciary obligations.

Client services

Portfolio management Selection of other advisers

Expertise

Annuities Retirement income strategy

Fee options

Fixed

Client Directed Accounts fee is $300 flat fee.

Percentage

$0+: up to 1.50% annually for fees charged directly by Legacy Investment Services, LLC All Assets+: Gradient Investments fee tiers (annual % of assets managed): 2.15% max (0.65% GI + 1.50% LIS) Custom Indexing – Strategic; 2.00% max (0.50% GI + 1.50% LIS) Strategic; 1.85% max (0.55% GI + 1.30% LIS) Custom Indexing - Allocation; 1.70% max (0.40% GI + 1.30% LIS) Allocation; 1.70% max (0.30% GI + 1.40% LIS) Tactical; 1.70% max (0.40% GI + 1.30% LIS) Defined Outcome; 1.50% max (0.50% GI + 1.00% LIS) Private Wealth; 1.75% max (0.25% GI + 1.50% LIS) G1 & G2; 1.00% max (0.40% GI + 0.60% LIS) Preservation All Assets+: Client Directed Accounts - flat $300 fee

Commissions

Advisors may receive commissions as insurance agents for fixed and indexed annuities; also receive commissions from insurance product sales.

Other

Account minimum: $250,000 household minimum Fee-only: Fee-based advisory services charged up to 1.50% annually; fees billed quarterly in arrears.

Main office

8655 Haven Ave, Suite 200

Rancho Cucamonga CA 91730

Advisors at this office

Most active in

Arizona · California · Idaho · Louisiana · Nevada · Oregon · Tennessee · Texas

Disclosures

Felony convictions

Investment-related misdemeanors

Investment-law violations

Authorization suspended

False statement or omission

Investment regulation violation

Caused license restriction

Regulatory order

License denied

Current proceeding

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Tanya Tong is a financial advisor with Legacy Investment Services, LLC in Rancho Cucamonga, CA, holding a Series 65 designation and with 2 years of industry experience. She has worked with Legacy Investment Services since 2023 and is also involved in insurance sales through Legacy Financial and Insurance Services LLC. Legacy Investment Services primarily serves individual clients by managing fixed, indexed, and variable annuity products on a non-discretionary basis and refers clients to third-party money managers. The firm focuses on annuity management and does not engage in discretionary portfolio management or provide in-house financial planning.

Annuities Retirement income strategy

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View complete list of advisors at this firm

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