Hemet, CA Office

Level Financial Advisors serves individuals and families, trusts, non-profit organizations, and small‑business retirement plans by providing financial planning, discretionary portfolio management, and 401(k) plan advisory services. The firm also offers financial‑planning‑only engagements—pre‑retirement, ongoing, and project‑based—on flat‑fee or hourly bases for clients who do not seek investment management.

The firm follows an asset‑allocation approach built from diversified mutual fund and ETF models and typically provides ongoing discretionary management while taking into account each client’s cash needs and tax situation. For qualifying taxable accounts Level offers direct indexing through Vanguard Personalized Indexing to enable tax‑loss harvesting at the individual‑security level, and it uses third‑party account aggregation (ByAllAccounts) and, with client consent, an AI notetaker to consolidate held‑away data and document meetings.

Level publishes a quarterly client letter and sells that periodical to other advisory firms, a practice that is uncommon among peers, and it incorporates participant education and employee communications into its retirement‑plan services. The firm’s combination of a sold newsletter, formal participant education workshops, expanded planning‑only flat‑fee options (including a targeted pre‑retirement offering), and disclosed use of TAPs and AI tools differentiates its service mix from many similarly sized teams.