LFN Advisors Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
LFN Advisors serves individuals, high‑net‑worth clients, trusts, estates, charitable organizations and business entities, offering financial planning and both discretionary and non‑discretionary portfolio management. The firm also provides retirement‑account rollover advice under ERISA/IRC fiduciary standards and facilitates implementation and ongoing servicing for clients.
LFN uses a mix of fundamental, technical, charting and cyclical analysis to build individualized investment strategies documented in investment policy statements and conducts account reviews at least quarterly. The firm manages accounts directly (often with discretionary trading authority) and also acts as a solicitor for a third‑party money manager; clients are required to use Interactive Brokers for custody and execution, a relationship that provides the firm with institutional services and operational benefits.
Noteworthy distinctions include common ownership with affiliated trustee and professional fiduciary firms, which the brochure discloses the firm may recommend for trust, record‑keeping or administrative services, creating an economic incentive to refer clients. The firm also discloses solicitor fee arrangements and a long‑term incentive program with its third‑party manager, as well as that several supervised persons engage in separate insurance activities—each of which the firm identifies as potential conflicts of interest and addresses through disclosure and procedures.
Client services
Expertise
Fee options
$0+: 1.2% annually (discretionary asset management fee, negotiable) $0 - $1,000,000: 1.75% (Strategic & Tactical Portfolios, total annual advisory fee) $1,000,001 - $2,000,000: 1.60% (Strategic & Tactical Portfolios, total annual advisory fee) $2,000,001 - $3,000,000: 1.15% (Strategic & Tactical Portfolios, total annual advisory fee) Over $3,000,000+: 0.90% (Strategic & Tactical Portfolios, total annual advisory fee) $0 - $1,000,000: 1.50% (Allocation Portfolios, total annual advisory fee) $1,000,001 - $2,000,000: 1.30% (Allocation Portfolios, total annual advisory fee) $2,000,001 - $3,000,000: 1.00% (Allocation Portfolios, total annual advisory fee) Over $3,000,000+: 0.80% (Allocation Portfolios, total annual advisory fee) $0+: 1.00% (Preservation Portfolios, flat annual fee) $0+: 1.50% (Legacy Tax Advantage, flat annual fee) $0+: 1.50% (Non-Gradient discretionary managed portfolios, flat annual fee)
Fee-only: Financial planning services offered at no additional cost
Main office
700 Terrace Point Dr., Suite 325
Muskegon MI 49440
Advisors at this office
4
Most active in
Alabama · Colorado · Indiana · Iowa · Kentucky · Louisiana · Michigan · Minnesota · Missouri · Nebraska · New Mexico · New York · Ohio · Pennsylvania · Tennessee · Texas · Wisconsin
Also doing business as
Lfn Advisors Inc. · Lfn Advisors LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Trust company
They provide trust and estate administration services, typically for separate fees.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Michael M
Series 65
Muskegon, MI
LFN Advisors Inc.
Michael Markey Jr. is a financial advisor at LFN Advisors Inc. in Muskegon, MI, holding a Series 65 license with 15 years of industry experience. He has been with LFN Advisors since 2013 and is co-founder of Oeconomous, a firm focused on transition planning for advisors. Markey also manages a radio show through Legacy Media Company, LLC. LFN Advisors serves individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities, providing financial planning and both discretionary and non-discretionary portfolio management. The firm employs a combination of fundamental, technical, charting, and cyclical analysis to develop individualized investment strategies and conducts at least quarterly account reviews.
Royce Y
Series 63, Series 65
Muskegon, MI
LFN Advisors Inc.
Royce Young is a financial advisor at LFN Advisors Inc. with 12 years of industry experience. He holds Series 63 and Series 65 designations. His prior roles include positions at FTK Services LLC, Bethany Christian Services, PFS Investments Inc., and Primerica Financial Services. LFN Advisors serves individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities by providing financial planning and portfolio management. The firm employs a mix of fundamental, technical, charting, and cyclical analysis to develop personalized investment strategies and conducts quarterly account reviews.
Melinda W
Series 65
Muskegon, MI
LFN Advisors Inc.
Melinda Weiss is a financial advisor at LFN Advisors Inc. with a Series 65 credential and one year of industry experience. She has been with Legacy Financial Network since 2024 and is also involved with the Grace Home School Association. LFN Advisors serves individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities by offering financial planning and portfolio management. The firm employs a combination of fundamental, technical, charting, and cyclical analysis to create personalized investment strategies and conducts account reviews quarterly.
Ernest A
Series 66
Muskegon, MI
LFN Advisors Inc.
Ernest Anderson is a financial advisor at LFN Advisors Inc. with 17 years of industry experience. He holds a Series 66 designation and has held roles at firms including Waddell & Reed and operates a marketing consulting business as a sole proprietor. Anderson is also a minority partner in a transition planning firm for advisors. LFN Advisors serves individuals, trusts, estates, charitable organizations, and business entities, offering discretionary and non-discretionary asset management along with comprehensive financial planning. The firm uses multiple analytical methods and documents client objectives with investment policy statements to tailor portfolio strategies and provides ongoing monitoring.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)