Delaware, OH Office
TeamData sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Life, Inc. Retirement Services
Team
Firm-wide stats for Life, Inc. Retirement Services
About
Life, Inc. Retirement Services provides ongoing portfolio management, financial planning, and pension/401(k) consulting to individuals and employee benefit plans, including plan design, fund selection, participant education, and optional third-party administration and 3(21)/3(28) services. The firm serves retail clients rather than high‑net‑worth individuals and reports about $91.6 million in total AUM across 89 clients.
The firm documents client objectives with an Investment Policy Statement and employs fundamental and quantitative analysis, modern portfolio theory, and a long‑term trading approach. Life, Inc. manages both discretionary and non‑discretionary accounts but reports the bulk of assets as non‑discretionary ($72.8M non‑discretionary vs. $18.7M discretionary as of March 2026), and it requires clients to use specified custodians such as Betterment, Interactive Brokers, SEI (and references Orion solutions).
Compared with many team firms, Life, Inc. combines retirement plan consulting with advisors who are licensed to sell insurance and who may receive insurance‑related compensation, a potential source of conflict noted in the brochure. The firm also manages all assets in‑house rather than selecting third‑party managers, sets fixed fees for pension plan design work ( disclosed up to $75,000), and does not aggregate block trades across client accounts, which are operational features that may differ from peers.
Based on Life, Inc. Retirement Services
Location
Delaware OH
Advisors at this office
4
Advisors at this office
Brian A
Delaware, OH
Life, Inc. Retirement Services
Brian Anderson is a financial advisor at Life, Inc. Retirement Services with 16 years of industry experience. He has worked at Nationwide Investment Services Corporation since 2012 and joined Life, Inc. Retirement Services in 2019. Life, Inc. Retirement Services provides portfolio management, financial planning, and pension/401(k) consulting services to individual clients and small-business plan sponsors, focusing on fundamental analysis and modern portfolio theory to support a long-term investment approach.
Matthew R
Series 63, Series 65
Delaware, OH
Life, Inc. Retirement Services
Matthew Ruttenberg is a financial advisor with Life, Inc. Retirement Services, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has been with Life, Inc. Retirement Services since 2019 and has worked with Cambridge Investment Research Advisors and Cambridge Investment Research since 2013. Outside of his advisory roles, he is a co-owner of Ruttenberg & Company LLC, a financial planning firm, and part-owner of The Money Twins, a financial education provider. Life, Inc. Retirement Services offers portfolio management, financial planning, and pension/401(k) consulting to individuals and small-business plan sponsors, focusing on long-term strategies guided by fundamental analysis, quantitative models, and modern portfolio theory. The firm serves primarily non-high-net-worth clients and manages a significant portion of assets on a non-discretionary basis.
Kurt A
Series 65
Delaware, OH
Life, Inc. Retirement Services
Kurt Altrichter is a financial advisor with Life, Inc. Retirement Services in Delaware, OH, holding a Series 65 designation and nine years of industry experience. He previously worked at HighMark Wealth Management and Heritage Wealth Architects. Outside of his advisory role, Mr. Altrichter serves as an Infantry Officer in the Army National Guard and is Treasurer on the Board of Directors for the Saint Thomas Academy Alumni Association. Life, Inc. Retirement Services provides portfolio management, financial planning, and pension/401(k) consulting to individuals and small-business plan sponsors, focusing on a long-term trading approach using fundamental and quantitative analysis. The firm manages most assets on a non-discretionary basis and operates across five offices with a team of four advisors.
Ryan N
Series 65
Delaware, OH
Life, Inc. Retirement Services
Ryan Neff is a financial advisor at Life, Inc. Retirement Services with 11 years of industry experience. He holds a Series 65 designation and has been with Life, Inc. since 2014. The firm provides portfolio management, financial planning, and pension/401(k) consulting services to individuals and small-business plan sponsors, using fundamental analysis, quantitative models, and modern portfolio theory to guide investment decisions. Life, Inc. serves mostly non-high-net-worth clients and manages assets primarily on a non-discretionary basis across multiple offices.
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