Jacksonville, FL Office

Life Planning Partners advises individual clients — including high-net-worth households — as well as retirement plans, trusts, and charitable entities, offering ongoing financial planning with portfolio management, pension consulting, and limited-scope advisory consulting. Its service set includes an annual, holistic “financial life plan” process and implementation assistance tailored to each client’s circumstances.

The firm’s investment approach emphasizes broadly diversified, long-term asset allocation driven by written Investment Policy Statements and a belief that markets are generally efficient; portfolios are typically constructed with low-cost, tax-efficient mutual funds and ETFs and supplemented with individual municipal, corporate, or Treasury bonds when appropriate. Life Planning Partners monitors and rebalances accounts periodically and can operate on a discretionary or non-discretionary basis depending on client authorization.

Notably, the firm generally uses a fixed, complexity-based advisory fee model rather than charging a percentage-of-assets-under-management, a departure from the fee model used by many peers. It also provides ERISA-focused pension consulting as a non-discretionary fiduciary, may be granted standing authority to facilitate asset transfers (resulting in limited custody arrangements), and relies on an institutional custody platform that provides execution and operational support.