Life Story Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Life Story Financial serves individual and high‑net‑worth clients, providing discretionary investment management alongside a range of financial planning engagements including comprehensive, ongoing, shorter-term ("Start Your Wealth"), and hourly planning options. The firm reports roughly $10.0 million in discretionary assets under management across about 25 client relationships and uses the AssetMark platform and third‑party managers to implement client portfolios.
The firm's investment process emphasizes asset allocation informed by Modern Portfolio Theory and combines passive and active strategies, with the ability to incorporate socially responsible (ESG) considerations when requested by clients. When using the AssetMark platform, the firm selects and can customize model portfolios, assists with client onboarding and paperwork, and conducts periodic reviews with at least annual plan updates while relying on the platform’s trading and rebalancing capabilities.
Compared with many independent peers, the firm discloses the use of client testimonials in its advertising materials and explicitly notes receipt of platform‑related compensation for certain retirement account share classes offered through AssetMark—details it discloses as part of its regulatory brochure. The firm’s small client base and multi‑tiered planning offerings, including an option to apply AUM credits against planning fees, reflect a practice mix that combines individualized planning engagement models with platform-based portfolio implementation.
Client services
Expertise
Fee options
Initial Comprehensive Financial Planning fee fixed between $4,000 to $7,500; Start Your Wealth initial fixed fee $400 upfront
$0 - $250,000: 1.25% $250,001 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.80% $3,000,001 - $5,000,000: 0.70% $5,000,001 - $10,000,000: 0.60% $10,000,001+: Negotiable
$300 per hour, negotiable
Ongoing Comprehensive Financial Planning $300 to $550 per month; Ongoing Start Your Wealth $200 per month
Account minimum: $10,000 for Mutual Fund, $25,000 for ETF, and $25,000 to $1,000,000 for Individually Managed Accounts depending on strategy; Accounts below minimums may be accepted at discretion Fee-only: Comprehensive Financial Planning Fees: Initial fixed fee $4,000 to $7,500 depending on complexity; Ongoing $300 to $550/month; Start Your Wealth fixed fee $400 upfront + $300/month; Ongoing Start Your Wealth $200/month; Hourly $300/hour
Main office
Arvada CO
Advisors at this office
1
Most active in
Colorado · District of Columbia
Also doing business as
Life Story Financial · Life Story Financial, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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