Life Strategies, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Life Strategies, Inc. provides discretionary portfolio management and financial planning to individuals and high‑net‑worth clients, developing Investment Policy Statements that document income, tax considerations, time horizon and risk tolerance. The firm implements tailored portfolios across equities, ETFs, mutual funds, fixed income and insurance products and executes trades under discretionary authority.
Investment decisions are driven by fundamental analysis and a long‑term, buy‑and‑hold approach, with at least quarterly reviews and custodian‑delivered reporting to clients. Custody and trade execution are handled through Schwab Institutional, and the firm receives access to Schwab’s institutional services and related research and practice‑support benefits.
The firm discloses that its principal is a licensed insurance agent and that supervised persons may receive commissions for insurance and annuity sales, a conflict of interest that is documented and disclosed and for which clients retain the option to purchase recommended products elsewhere. Operationally, Life Strategies does not aggregate or “block” trades across client accounts and assigns account review responsibility to a single reviewer; the firm manages roughly $121 million for about 115 clients, which implies a relatively high assets‑per‑client level for a single‑advisor practice.
Client services
Expertise
Fee options
Fixed fees for financial planning between $500 and $3,000
$0 - $250,000: 1.45% $250,001 - $500,000: 1.20% $500,001 - $1,000,000: 0.90% $1,000,001+: 0.65%
Main office
2533 S Coast Hwy 101, Ste. 280
Cardiff CA 92007
Advisors at this office
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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