lifelaidout LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
lifelaidout provides comprehensive and project-based financial planning and investment management services to individual clients and small business owners, delivering written or electronic financial plans and ongoing implementation support. Investment management is offered only in conjunction with comprehensive planning, and the firm currently manages multi‑million dollar client portfolios for a small number of clients.
The firm emphasizes a passive, asset-allocation investment approach, constructing diversified portfolios primarily with index mutual funds and exchange-traded funds and documenting objectives in an Investment Policy Statement; accounts may be managed on either a discretionary or non-discretionary basis. Portfolios are monitored and rebalanced as needed, and investment recommendations are integrated with cash‑flow, tax, insurance, and estate considerations developed through the planning process.
A distinguishing feature is the firm’s public education activity: it offers seminars and speaking engagements that are educational in nature and separate from advisory services, and the principal also produces finance-related content outside the firm. The combination of a very small client roster relative to assets under management and the availability of both comprehensive and limited-scope (project-based) planning suggests a concentrated, higher‑net‑worth client focus with tailored engagement options.
Client services
Expertise
Fee options
Project-Based Financial Planning fees range from $4,000 to $25,000; Comprehensive Financial Planning fees range from $6,000 to $50,000 annually.
$0 - $400,000: 0% (included in Comprehensive Financial Planning fee) $400,001+: 1% on assets over $400,000
$500/hour for calculating refunds or additional amounts due if Project-Based Financial Planning services are terminated early.
Minimum fee: $6,000 minimum annual fee for individuals, $8,000 for couples, and $10,000 for small business owners under Comprehensive Financial Planning services Fee-only: Comprehensive Financial Planning and Project-Based Financial Planning fees; Investment Management fees are included with planning fees up to $400,000 AUM, with a 1% fee on assets above that threshold.
Main office
Vienna VA
Advisors at this office
1
Most active in
Virginia
Also doing business as
Lifelaidout · Lifelaidout LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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