Lifelong Investment Management Services LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Lifelong Investment Management Services provides investment management, personalized financial planning, investor coaching and solicitation of third‑party money managers to individuals, retirement plans, trusts, small businesses and charitable organizations. Consistent with many independent advisers, the firm charges fees based on assets under management and also offers hourly and fixed‑fee planning and workshop‑based services.
The firm describes an institutional, passive‑oriented investment approach that emphasizes broad diversification, factor exposures (market, size, valuation, maturity and credit) and use of no‑load institutional mutual funds or other passive vehicles; it does not engage in market timing. Client portfolios are implemented via written investment policy statements, reviewed periodically (typically quarterly), and the firm generally operates on a non‑discretionary basis, obtaining client approval before executing trades.
Noteworthy features disclosed in the brochure include a past state registration lapse that resulted in a $500 penalty and refunds to affected clients for unregistered advisory activity, and an active investor‑education program that offers a complimentary initial consultation, a free Investor Coaching Series (noted as 4–12 workshops annually) as well as low‑cost special workshops. The firm also discloses the use of third‑party money managers with co‑advisor fees and an affiliated insurance practice that generates roughly 10% of its revenue, each of which are identified as potential conflicts and are disclosed to clients.
Client services
Expertise
Fee options
Full Portfolio Analysis fee ranges from $250 to $500; financial coaching fee $250 (non-negotiable). Workshops fees from $49 to $100.
1% annually
Owner receives commissions from insurance products sold; approximately 10% of revenue from commissions.
Consulting services at $200 per hour.
Account minimum: $100,000 (generally required, but may be lowered or waived) Fee-only: Financial planning fees range from $450 to $10,000, typically $450 to $3,500; hourly consulting rate $200/hour; fixed fees for workshops $49-$100.
Main office
Wailuku HI
Advisors at this office
1
Most active in
Alaska · Hawaii
Also doing business as
Lifelong Investment Advisors, LLC · Lifelong Investment Management Services LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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