Lifepoint Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
LifePoint Planning manages approximately $168.5 million for about 110 clients with three advisors, serving individuals (including high‑net‑worth clients) as well as employer retirement plan sponsors. The firm offers discretionary portfolio management alongside comprehensive financial planning, retirement‑plan consulting, and business‑planning services, with investment management and planning commonly bundled.
Investment decisions are guided by client‑specific investment policy statements and an emphasis on asset allocation using Modern Portfolio Theory and fundamental analysis, applying both strategic and tactical allocations. The firm uses third‑party managers and platform providers (including Betterment and Altruist), and employs a mix of passive index exposures and active quantitative/tactical strategies — in some accounts incorporating limited options strategies — while allowing clients to impose investment restrictions.
A notable feature disclosed in the brochure is that certain supervised persons are also licensed insurance professionals who may recommend and sell insurance products and receive customary commissions, a practice the firm identifies as a potential conflict of interest. The firm also offers alternative engagement structures (including flat‑fee and hourly planning options), provides retirement‑plan consulting, and suggests a $2 million household net worth for prospective clients while not requiring a formal account minimum.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Ongoing flat fee services generally range from $900 to $5,000 per month, negotiable, up to 3% of assets under management per year.
$0 - <$1,000,000: 1.5% annually >$1,000,000+: 1.0% annually
Commissions from insurance product sales by certain licensed supervised persons, not by the firm itself.
$500 per hour for financial planning services, deposit for 2 hours ($1,000) required.
Fee-only: Investment management and financial planning fees based on AUM or flat fees; no commissions except for certain licensed insurance professionals.
Main office
See office1821 Walden Office Square, Suite 400
Schaumburg IL 60173
Advisors at this office
1
Offices (3)
Most active in
Florida · Louisiana · Michigan · Texas
Also doing business as
Lifepoint Planning · Lifepoint Planning, PLLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Douglas O
CFP®, Series 66
Schaumburg, IL
Lifepoint Planning
Douglas Oosterhart is a CFP® professional with 12 years of experience in the financial services industry. He has worked at Northwestern Mutual and its affiliated companies before joining LifePoint Planning in 2018. In addition to his advisory role, he is a licensed insurance professional and receives commissions from insurance product sales, which are separate from his advisory services. LifePoint Planning serves individual and high-net-worth clients, corporations, and retirement plan sponsors, providing investment management, comprehensive financial planning, and retirement plan consulting. The firm employs asset-allocation-driven portfolios using both passive index and active quantitative strategies, supported by digital platforms and ongoing portfolio monitoring.
Edward P
Series 66
Grand Rapids, MI
Lifepoint Planning
Edward Perry is a financial advisor at LifePoint Planning with eight years of industry experience. He holds a Series 66 designation and has worked at firms including Advize Wealth Management, PLLC and WealthSource Partners, LLC. In addition to his advisory role, Mr. Perry is a licensed insurance professional and receives commissions from insurance product sales separate from his advisory services. LifePoint Planning manages approximately $168.5 million for about 110 clients through three advisors, serving individuals, including high-net-worth clients, and employer retirement plan sponsors. The firm combines discretionary portfolio management with comprehensive financial planning, employing strategic and tactical asset allocation informed by Modern Portfolio Theory and fundamental analysis.
Aaron H
Series 66
East Lansing, MI
Lifepoint Planning
Aaron Harris is a financial advisor at Lifepoint Planning with 13 years of industry experience. He holds the Series 66 designation and has previously worked at Raymond James & Associates and Northwestern Mutual in various capacities. Outside of his advisory role, Harris owns and operates Internet Marketing Consultants, a business focused on selling physical goods online. Lifepoint Planning manages approximately $168.5 million for about 110 clients, including individuals and employer retirement plan sponsors. The firm combines discretionary portfolio management with comprehensive financial and business planning, using client-specific investment policies and a mix of passive and active investment strategies.
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