Lifeproof Financial LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Lifeproof Financial LLC is a state-registered investment adviser that offers tailored investment management, ongoing financial planning, one-time plan creation, and hourly consulting engagements for individuals and high-net-worth clients. The brochure describes a client-specific process to establish investment policies, asset-allocation targets and implementation plans, and notes that as a newer RIA it currently reports no discretionary or non-discretionary assets under management.
The firm’s stated investment approach blends a passive core of low-cost index mutual funds and ETFs with an active sleeve of managers across global asset classes, emphasizing capital efficiency and cycle-aware asset allocation to pursue growth while managing volatility. Portfolios and recommendations are built around clients’ stated objectives and tax considerations, and the adviser documents both discretionary implementation services and standalone planning engagements that do not include implementation.
The brochure also highlights services geared to business owners and employer plans—business planning, employee-benefits optimization, annuity and pension-plan analysis, and related consulting—which indicate capacity to work with corporate, pension or other institutional-style issues in addition to individual planning. The principal’s role as an independent insurance agent, noted in the brochure, means the firm may recommend insurance products for separate compensation and discloses that potential conflict of interest to clients.
Client services
Expertise
Occupation focus
Fee options
One-time financial plan creation fee typically $3,000 to $6,000 depending on complexity, $4,000 to $6,000 for a married couple, $3,000 to $5,000 for an individual.
$0.00 - $250,000.00: 0.33% $250,000.01 - $500,000.00: 0.29% $500,000.01 - $1,000,000.00: 0.23% $1,000,000.01 - $2,500,000.00: 0.19% $2,500,000.01 - and above: 0.14%
$450 per hour (negotiable based on complexity)
Main office
Reed Point MT
Advisors at this office
1
Most active in
Montana
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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