Lifestyle Financial Services, LLC

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Client assets under management

$2,861,981

Clients

0% high-net-worth

Advisors

of 2 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

Very Low

Average account size

$130,090

About

Lifestyle Financial Services, LLC is a fee-only registered investment adviser that provides investment management and financial planning to individual and high‑net‑worth clients. The firm offers ongoing discretionary portfolio management, written financial plans, and estate-planning coordination using a third‑party online platform.

LFS combines fundamental, technical, and cyclical analysis with modern portfolio theory, blending passive and active strategies and individualized asset allocation; it may also use third‑party outside managers and offers options for socially or biblically responsible investing. Account reviews are performed periodically (quarterly for managed accounts) and the firm generally implements client‑specific restrictions, rebalancing, and monitoring consistent with each client’s stated objectives and risk tolerance.

Distinctive aspects disclosed in the brochure include a small advisory team (two advisors serving roughly 22 clients) managing about $2.7 million in discretionary assets as of December 31, 2023, and a principal who also works as a real estate broker/manager with Core Investment Management Group (an affiliation the firm discloses may involve client referrals and compensation). The firm also documents estate‑planning coordination via an online partner and notes other non‑investment activities among its supervised persons (including insurance and real estate), and reports offering educational seminars or workshops—features that are less common among peers.

Client services

Financial planning Portfolio management Newsletters or periodicals Educational seminars or workshops

Expertise

College savings (529s, UTMA, etc.) Business ownership considerations Cash flow / budgeting

Fee options

Fixed

Flat fees ranging from $750 to $12,000 for project-based financial planning; estate planning fees from $350 to $2,450 depending on complexity; initial comprehensive financial plan fee up to $3,500 (may be reduced or waived).

Project-based

$300 per hour for project-based financial planning services.

Subscriptions

Ongoing financial planning fees of $2,100 annually, billed monthly (negotiable).

Other

Account minimum: $100,000 (may be waived at firm’s discretion) Fee-only: Firm is fee-only, receiving no commissions or sales-related pay.

Main office location

Lifestyle Financial Services, LLC

Martinez GA, United States

Number of offices

Most active in

Georgia

Disclosures

Business activities & affiliations

Is active or affiliated with:

Real estate agent

They facilitate real estate transactions and may earn commissions.

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Facebook Website 706-432-8294

Advisors at this firm

Joseph S

Series 63, Series 65

Martinez, GA

Lifestyle Financial Services, LLC

Joseph Steadman is a financial advisor with Lifestyle Financial Services, LLC, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. His prior roles include positions at Herrington Financial Services, Woodbury Financial Services, and First Command Financial Planning. Outside of advising, he is a professional speaker who presents on board games, game design, and strategy at conventions and cruises, and he has served as a deputy sheriff in Columbia County, Georgia. Lifestyle Financial Services is a fee-only registered investment adviser serving individual and high-net-worth clients with discretionary investment management and financial planning. The firm emphasizes personalized investment policies and asset allocation based on Modern Portfolio Theory, combining passive and active strategies alongside fundamental, technical, and cyclical analysis.

College savings (529s, UTMA, etc.) Business ownership considerations Cash flow / budgeting

Gerald H

Series 66

Martinez, GA

Lifestyle Financial Services, LLC

Gerald House is a financial advisor with Lifestyle Financial Services, LLC and holds a Series 66 designation. He has 10 years of industry experience and has worked with several firms including Core Investment Management Group, LLC and National Brokerage. In addition to his advisory role, he is employed as a real estate broker and manager at Core Investment Management Group, LLC. Lifestyle Financial Services is a fee-only registered investment adviser serving individual and high-net-worth clients with discretionary investment management and financial planning. The firm emphasizes asset allocation based on Modern Portfolio Theory and employs a combination of passive and active strategies.

College savings (529s, UTMA, etc.) Business ownership considerations Cash flow / budgeting

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