Lifestyle Financial Services, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Lifestyle Financial Services, LLC is a fee-only registered investment adviser that provides investment management and financial planning to individual and high‑net‑worth clients. The firm offers ongoing discretionary portfolio management, written financial plans, and estate-planning coordination using a third‑party online platform.
LFS combines fundamental, technical, and cyclical analysis with modern portfolio theory, blending passive and active strategies and individualized asset allocation; it may also use third‑party outside managers and offers options for socially or biblically responsible investing. Account reviews are performed periodically (quarterly for managed accounts) and the firm generally implements client‑specific restrictions, rebalancing, and monitoring consistent with each client’s stated objectives and risk tolerance.
Distinctive aspects disclosed in the brochure include a small advisory team (two advisors serving roughly 22 clients) managing about $2.7 million in discretionary assets as of December 31, 2023, and a principal who also works as a real estate broker/manager with Core Investment Management Group (an affiliation the firm discloses may involve client referrals and compensation). The firm also documents estate‑planning coordination via an online partner and notes other non‑investment activities among its supervised persons (including insurance and real estate), and reports offering educational seminars or workshops—features that are less common among peers.
Client services
Expertise
Fee options
Flat fees ranging from $750 to $12,000 for project-based financial planning; estate planning fees from $350 to $2,450 depending on complexity; initial comprehensive financial plan fee up to $3,500 (may be reduced or waived).
$300 per hour for project-based financial planning services.
Ongoing financial planning fees of $2,100 annually, billed monthly (negotiable).
Account minimum: $100,000 (may be waived at firm’s discretion) Fee-only: Firm is fee-only, receiving no commissions or sales-related pay.
Main office
Martinez GA
Advisors at this office
2
Most active in
Georgia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Joseph S
Series 63, Series 65
Martinez, GA
Lifestyle Financial Services, LLC
Joseph Steadman is a financial advisor with Lifestyle Financial Services, LLC, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. His prior roles include positions at Herrington Financial Services, Woodbury Financial Services, and First Command Financial Planning. Outside of advising, he is a professional speaker who presents on board games, game design, and strategy at conventions and cruises, and he has served as a deputy sheriff in Columbia County, Georgia. Lifestyle Financial Services is a fee-only registered investment adviser serving individual and high-net-worth clients with discretionary investment management and financial planning. The firm emphasizes personalized investment policies and asset allocation based on Modern Portfolio Theory, combining passive and active strategies alongside fundamental, technical, and cyclical analysis.
Gerald H
Series 66
Martinez, GA
Lifestyle Financial Services, LLC
Gerald House is an investment adviser representative with Lifestyle Financial Services, LLC in Martinez, GA, holding a Series 66 designation and having 10 years of industry experience. He has worked at various firms including Core Investment Management Group, LLC, where he also serves as a real estate broker and manager. Gerald provides advisory services to clients of Lifestyle Financial Services while maintaining his real estate role. Lifestyle Financial Services, LLC is a fee-only registered investment adviser serving individual and high-net-worth clients. The firm utilizes a blend of fundamental, technical, and cyclical analysis alongside modern portfolio theory, offering both passive and active strategies with customized asset allocation and options for socially or biblically responsible investing.
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