Huntersville, NC Office

Lifestyle Freedom Advisory Group is a registered investment adviser that works with individuals (including high-net-worth clients), retirement plans, trusts, estates, charitable organizations, and business entities. The firm provides discretionary asset management, financial planning and consulting, ERISA plan services (including the option to serve as a 3(38) investment manager), and may place clients with third‑party managers or sub‑advisors.

The firm emphasizes customized portfolios built from clients’ goals, time horizons and risk tolerances and uses fundamental, technical and cyclical analysis to inform investment selection and monitoring. Lifestyle delegates portfolio management to TPMs or sub‑advisors when appropriate and monitors those relationships; its brochure also discloses that client portfolios may include funds or strategies that employ derivative instruments and the attendant risks.

Compared with many peers, Lifestyle discloses a past regulatory enforcement matter — a 2021 stipulation with the State of Connecticut related to branch registration that resulted in a paid fine — and documents practices that can expose client accounts to less common strategy elements, such as the use of derivatives (and, through underlying managers, potential leverage or borrowing). The firm also notes multiple industry affiliations (registered representative and insurance activities, referral arrangements with TPMs, and family‑office/consulting lines) that create additional conflicts disclosed in the brochure and that the firm says it manages through policies and client disclosures.