Lifestyle Planning, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Lifestyle Planning provides investment advisory, financial planning, and boutique family office services to individuals, high-net-worth clients, families, and business owners. The firm offers non-discretionary portfolio management, comprehensive financial plans, and a Retirement Management Office™ program, and reports about $43.0 million in non-discretionary assets under management with three advisors and roughly 58 client relationships.
The firm’s advice is tailored from documented consultations, formal financial plans, and risk assessments, and it uses a mix of fundamental, technical, and cyclical analysis to inform asset allocation and security selection. Clients approve transactions before execution and the firm conducts regular monitoring, including held-away account management via a third‑party platform and quarterly reviews tied to agreed financial plans.
Notable distinctions include an affiliation with an in‑house law practice (the brochure discloses an affiliated law firm) and a specific arrangement to cover estate planning and tax filing fees for clients with $750,000 or more in AUM who use that affiliate, disclosures the firm presents as potential conflicts of interest. The firm’s business is also unusual among peers in that essentially all reported assets are managed on a non‑discretionary basis (the brochure lists $0 discretionary and ~$43.0M non‑discretionary as of July 2026) and it requires use of its preferred account platform and custodian for client accounts.
Client services
Expertise
Occupation focus
Fee options
Flat fee of $5,650 for uncontested probate matter charged by affiliated law firm; $4,000 delayed payment fee deemed unreasonable and refunded
$0 - $1,000,000: 1.50% $1,000,001 - $2,000,000: 1.20% $2,000,001 - $5,000,000: 1.00% $5,000,001 - $10,000,000: 0.85% $10,000,001+: 0.60%
Commissions are charged for insurance and investment products sold by the owner/licensed person, but not primary source of compensation
Account minimum: $100,000.00 Fee-only: Flat fees of $5,650 for specific legal services (probate matter) charged by affiliated law firm (Keystone Law), not advisory fees
Main office
2701 W. Queen Creek Rd., #3
Chandler AZ 85248
Advisors at this office
3
Most active in
Arizona · Nevada · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Lawyer
They provide legal services, typically billed separately.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Francisco S
Series 65
Chandler, AZ
Lifestyle Planning, LLC
Francisco Sirvent is a Series 65 licensed financial advisor with 11 years of industry experience. He is currently with Lifestyle Planning, LLC and has a background at Keystone Wealth Partners LLC and Keystone Law Firm & Wealth Partners. Sirvent is also an owner, attorney, and author at Keystone Law Firm, where he provides estate and wealth planning services. Lifestyle Planning, LLC serves individuals, high-net-worth clients, families, and business owners by offering investment advisory, financial planning, and boutique family office services. The firm focuses on non-discretionary portfolio management and comprehensive financial plans, using a combination of fundamental, technical, and cyclical analysis to guide investment decisions.
Karmi G
CFP®, Series 63
Chandler, AZ
Lifestyle Planning, LLC
Karmi Gutman is a CFP® with six years of industry experience, currently serving as a financial advisor at Lifestyle Planning, LLC in Chandler, AZ. Prior to joining Lifestyle Planning, Gutman worked at Buttonwood Capital Management and has been affiliated with The Vanguard Group in various capacities since 2016. Lifestyle Planning, LLC provides investment advisory, financial planning, and boutique family office services to individuals, high-net-worth clients, families, and business owners. The firm specializes in non-discretionary portfolio management and utilizes a combination of fundamental, technical, and cyclical analysis to inform investment decisions.
Gabriel S
Series 65
Chandler, AZ
Lifestyle Planning, LLC
Gabriel Sirvent is a financial advisor at Lifestyle Planning, LLC with one year of industry experience. He holds a Series 65 designation and previously worked for four years at Keystone Law Firm. Lifestyle Planning provides investment advisory, financial planning, and boutique family office services to individuals, high-net-worth clients, families, and business owners. The firm offers non-discretionary portfolio management, comprehensive financial plans, and a Retirement Management Office™ program, managing approximately $43 million in non-discretionary assets.
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