Lifetime Equity Investments LLC

Lifetime Equity Investments serves individual investors, high‑net‑worth individuals, and charitable clients by providing discretionary portfolio management and customized investment portfolios. The firm reports managing about $26.5 million for roughly 67 clients and generally requires a $100,000 account minimum (which it may waive).

The firm’s investment process emphasizes fundamental analysis and individualized portfolio construction using a mix of securities — including American Depositary Receipts, bonds, mutual funds (including closed‑end funds), equities, and ETFs — and may employ computer models for performance analysis, asset allocation, and risk management. Management is discretionary, with quarterly reviews, periodic reporting, and the practice of collecting advisory fees directly from custodian accounts per client authorization.

Distinctive features for a small, two‑advisor firm include operating from two offices while using a single custodian (Charles Schwab), not participating in wrap programs or accepting soft dollars, and forwarding proxy materials to clients rather than voting proxies on their behalf. The firm also documents its handling of certain transfers via standing letters of instruction (limited custody), permits block trade aggregation, and notes the inclusion of less‑common instruments such as closed‑end funds and ADRs in client portfolios.